Binance vs WhiteBIT: fees compared
Every fee that costs you money on Binance and WhiteBIT, side by side — trading fees at each VIP tier, withdrawal fees coin by coin, deposits and fiat. Sourced from each exchange’s own fee pages.
BinanceRank #1 · founded 2017
WhiteBITRank #31 · founded 2018The short answer
- Binance and WhiteBIT charge the same headline spot taker fee (0.1%).
- On futures, Binance is cheaper for takers (0.05% vs 0.055%).
- Binance has the cheaper withdrawal fee on 161 of the 280 coins both exchanges list (8 tie).
- WhiteBIT publishes the deeper VIP ladder (11 tiers), so high-volume traders can push fees lower there.
Head-to-head
| Fee | Binance | WhiteBIT |
|---|---|---|
| Trading fees | ||
| Spot maker | 0.1% | 0.1% |
| Spot taker | 0.1% | 0.1% |
| Futures maker | 0.02% | 0.01%cheaper |
| Futures taker | 0.05%cheaper | 0.055% |
| Lowest spot taker (top VIP tier) | 0.023%cheaperVIP 9 | 0.03%Level 10 |
| Fee tiers published | 10Spot trading | 11moreSpot trading |
| Fee discount with exchange token | −25% paying fees in BNB | — |
| Withdrawals & deposits | ||
| Coins you can withdraw | 866moresynced 2026-08-29 00:53 UTC | 423synced 2026-08-29 00:53 UTC |
| Median withdrawal fee (coins on both) | $0.02393cheaperacross 280 coins | $0.09489across 280 coins |
| Cheaper withdrawal on… | 161 coinsmore8 tied | 108 coins8 tied |
| Crypto deposit fee | Free | Free |
| Exchange profile | ||
| Volume 24h (spot + derivatives) | $80.61BmoreOI $32.03B | $14.08BOI $4.82B |
| Markets | Spot, Derivativesfounded 2017 | Spot, Derivativesfounded 2018 |
| Fiat currencies | 11 currenciesmoreEUR, GBP, BRL, AUD, UAH, RUB… | 10 currenciesUSD, EUR, UAH, KZT, TRY, GBP… |
“Cheaper” marks the better number on that row only. A dash means we have not verified that fee for the exchange yet — it is not a claim that the fee is zero.
What would you actually pay?
- Trading (VIP 1 · 0.09% / 0.1%)
- $950.00
- Withdrawals (4× BTC · BNB Smart Chain (BEP20) · $0.02109 each)
- $0.08
- Trading (Level 4 · 0% / 0.08%)
- $400.00
- Withdrawals (4× BTC · Bitcoin · $7.03 each)
- $28.11
At $1M of monthly spot volume (50% maker) plus 4 BTC withdrawals, WhiteBIT costs $521.97 less per month — $6,263.64 a year.
Estimate only: it applies each exchange’s published VIP ladder for the market you picked, ignores token-payment discounts, referral rebates and promotional zero-fee pairs, and assumes every withdrawal uses the cheapest network above. Negative fees are maker rebates.
Spot fee tiers side by side
BinanceSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0.1% | 0.1% |
| VIP 1 | $1.00M | 0.09% | 0.1% |
| VIP 2 | $5.00M | 0.08% | 0.1% |
| VIP 3 | $20.00M | 0.04% | 0.06% |
| VIP 4 | $75.00M | 0.04% | 0.052% |
| VIP 5 | $150.00M | 0.025% | 0.031% |
| VIP 6 | $400.00M | 0.02% | 0.029% |
| VIP 7 | $800.00M | 0.019% | 0.028% |
| VIP 8 | $2.00B | 0.016% | 0.025% |
| VIP 9 | $4.00B | 0.011% | 0.023% |
Source: Binance fee schedule ↗ · verified 2026-08-28
WhiteBITSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Level 0 | — | 0.1% | 0.1% |
| Level 1 | $100.00K | 0.06% | 0.095% |
| Level 2 | $250.00K | 0.05% | 0.09% |
| Level 3 | $500.00K | 0.04% | 0.085% |
| Level 4 | $1.00M | 0% | 0.08% |
| Level 5 | $2.00M | 0% | 0.07% |
| Level 6 | $5.00M | 0% | 0.065% |
| Level 7 | $10.00M | 0% | 0.06% |
| Level 8 | $20.00M | 0% | 0.05% |
| Level 9 | $50.00M | 0% | 0.04% |
| Level 10 | $100.00M | -0.001%rebate | 0.03% |
Source: WhiteBIT fee schedule ↗ · verified 2026-08-28
Futures fee tiers side by side
BinanceFutures trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0.02% | 0.05% |
| VIP 1 | $5.00M | 0.018% | 0.05% |
| VIP 2 | $10.00M | 0.016% | 0.04% |
| VIP 3 | $50.00M | 0.012% | 0.032% |
| VIP 4 | $600.00M | 0.01% | 0.03% |
| VIP 5 | $1.00B | 0.008% | 0.027% |
| VIP 6 | $2.50B | 0.006% | 0.025% |
| VIP 7 | $5.00B | 0.004% | 0.022% |
| VIP 8 | $12.50B | 0.002% | 0.02% |
| VIP 9 | $25.00B | 0% | 0.017% |
Source: Binance fee schedule ↗ · verified 2026-08-28
WhiteBITFutures trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Level 0 | — | 0.01% | 0.055% |
| Level 1 | $5.00M | 0.006% | 0.054% |
| Level 2 | $25.00M | 0.004% | 0.0535% |
| Level 3 | $45.00M | 0.003% | 0.053% |
| Level 4 | $65.00M | 0.002% | 0.0525% |
| Level 5 | $105.00M | 0.001% | 0.052% |
| Level 6 | $150.00M | 0.0005% | 0.0515% |
| Level 7 | $200.00M | 0% | 0.051% |
| Level 8 | $250.00M | 0% | 0.05% |
| Level 9 | $300.00M | 0% | 0.045% |
| Level 10 | $500.00M | 0% | 0.035% |
Source: WhiteBIT fee schedule ↗ · verified 2026-08-28
Withdrawal fees, coin by coin280 coins on both
| Coin | Binance | WhiteBIT | Cheaper |
|---|---|---|---|
 BTCBitcoin | 0.0₆2700 BTC$0.02109 · BNB Smart Chain (BEP20) +3 | 0.0₄9000 BTC$7.03 · Bitcoin | Binancesaves $7.01 |
 ETHEthereum | 0.0₅8500 ETH$0.02130 · BNB Smart Chain (BEP20) +8 | 0.0001000 ETH$0.2506 · Starknet +7 | Binancesaves $0.2293 |
 USDTTether USDt | 0.01000 USDT$0.009992 · BNB Smart Chain (BEP20) +18 | 0.1000 USDT$0.09992 · Plasma +11 | Binancesaves $0.08992 |
 BNBBNB | 0.0₄1000 BNB$0.007524 · BNB Smart Chain (BEP20) +1 | 0.0002000 BNB$0.1505 · BNB Smart Chain (BEP20) | Binancesaves $0.1429 |
 XRPXRP | 0.01500 XRP$0.01998 · BNB Smart Chain (BEP20) +2 | 0.2000 XRP$0.2664 · XRP Ledger | Binancesaves $0.2464 |
 USDCUSDC | Free$0.00 · BNB Smart Chain (BEP20) +21 | Free$0.00 · Whitechain +11 | same |
 SOLSolana | 0.0002000 SOL$0.02121 · BNB Smart Chain (BEP20) +1 | 0.001000 SOL$0.1060 · Solana | Binancesaves $0.08482 |
 TRXTRON | 1.5 TRX$0.5052 · Tron (TRC20) | 1 TRX$0.3368 · Tron (TRC20) | WhiteBITsaves $0.1684 |
 ZECZcash | 0.0₄2600 ZEC$0.03851 · BNB Smart Chain (BEP20) +1 | 0.01000 ZEC$14.81 · Zcash | Binancesaves $14.77 |
 DOGEDogecoin | 0.2400 DOGE$0.02045 · BNB Smart Chain (BEP20) +1 | 4 DOGE$0.3408 · Dogecoin | Binancesaves $0.3203 |
 LINKChainlink | 0.001800 LINK$0.02130 · BNB Smart Chain (BEP20) +1 | 0.001000 LINK$0.01183 · LINK | WhiteBITsaves $0.009465 |
 ADACardano | 0.1000 ADA$0.02149 · BNB Smart Chain (BEP20) +1 | 1.5 ADA$0.3224 · Cardano | Binancesaves $0.3009 |
 XLMStellar | 0.004000 XLM$0.0007502 · Stellar +1 | 0.004000 XLM$0.0007502 · Stellar | same |
 UNIUniswap | 0.004500 UNI$0.04039 · BNB Smart Chain (BEP20) +1 | 0.1400 UNI$1.26 · UNI | Binancesaves $1.22 |
 BCHBitcoin Cash | 0.0₄7900 BCH$0.01962 · BNB Smart Chain (BEP20) +1 | 0.002000 BCH$0.4967 · Bitcoin Cash | Binancesaves $0.4771 |
 NEARNEAR Protocol | 0.01100 NEAR$0.03788 · BNB Smart Chain (BEP20) +1 | 0.01000 NEAR$0.03444 · NEAR | WhiteBITsaves $0.003444 |
 USD1World Liberty Financial USD | Free$0.00 · BNB Smart Chain (BEP20) +3 | 1 USD1$0.9992 · USD1 | Binancesaves $0.9992 |
 LTCLitecoin | 0.0001000 LTC$0.005555 · Litecoin +1 | 0.0001000 LTC$0.005555 · Litecoin | same |
 GRAMGram (prev. Toncoin) | 0.03000 GRAM$0.04096 · TON | 0.1500 GRAM$0.2048 · GRAM | Binancesaves $0.1638 |
 AVAXAvalanche | 0.002800 AVAX$0.02222 · BNB Smart Chain (BEP20) +2 | 0.004000 AVAX$0.03174 · Avalanche C-Chain +1 | Binancesaves $0.009521 |
 HBARHedera | 0.06000 HBAR$0.004645 · Hedera +1 | 2.8 HBAR$0.2167 · Hedera | Binancesaves $0.2121 |
 SUISui | 0.02700 SUI$0.02124 · BNB Smart Chain (BEP20) +1 | 0.2000 SUI$0.1574 · Sui | Binancesaves $0.1361 |
 SHIBShiba Inu | 3,934 SHIB$0.02121 · BNB Smart Chain (BEP20) +1 | 2,631 SHIB$0.01418 · SHIB | WhiteBITsaves $0.007024 |
 TAOBittensor | 0.0004000 TAO$0.09942 · Bittensor | 0.003000 TAO$0.7457 · Bittensor | Binancesaves $0.6462 |
 XAUtTether Gold | 0.0₅5000 XAUt$0.02192 · BNB Smart Chain (BEP20) +1 | 0.0₄6800 XAUt$0.2981 · XAUT | Binancesaves $0.2762 |
Showing 1–25 of 280 coins
Deposit, fiat, card and other fees
| Fee | Binance | WhiteBIT |
|---|---|---|
| Crypto deposit fee | Free | Free |
| Card spending/conversion feeGlobal — Colombia/Peru/CIS/Armenia · Card FX | Free | — |
| Card spending/conversion feeGlobal — New Zealand · Card FX | 3% | — |
| Card spending/conversion feeGlobal — rest of available countries · Card FX | 2% | — |
| Card spending/conversion feeGlobal · Card annual | 0 USD | — |
| Card spending/conversion feeGlobal · Card crypto conversion | 0.9% | — |
| Card spending/conversion feeGlobal · Card crypto conversion USDC | 0.1% | — |
| Card spending/conversion feeGlobal · Card issuance | 0 USD | — |
| Fiat deposit feeEUR · Sepa bank transfer | 1 EUR | — |
| Fiat withdrawal feeEUR · Sepa bank transfer | 1 EUR | — |
| Margin borrow interest | — | 0.0585% |
| P2P maker feeP2P zone | 0–0.35% | — |
| P2P taker feeP2P zone | Free | — |
Binance vs WhiteBIT — FAQ
Is Binance or WhiteBIT cheaper?
Binance and WhiteBIT charge the same headline spot taker fee (0.1%). On futures, Binance is cheaper for takers (0.05% vs 0.055%). Binance has the cheaper withdrawal fee on 161 of the 280 coins both exchanges list (8 tie). WhiteBIT publishes the deeper VIP ladder (11 tiers), so high-volume traders can push fees lower there.
Which has lower trading fees, Binance or WhiteBIT?
Binance charges 0.1% taker / 0.1% maker on spot and 0.05% taker on futures at the entry tier. WhiteBIT charges 0.1% taker / 0.1% maker on spot and 0.055% taker on futures. Across the metrics we compare, Binance wins more of them. Both drop as your 30-day volume grows — use the calculator above to price your own volume.
Which is cheaper for withdrawals, Binance or WhiteBIT?
Of the 280 coins both exchanges let you withdraw, Binance is cheaper on 161, WhiteBIT on 108, and 8 are identical. The median withdrawal fee on that shared basket is $0.02393 on Binance versus $0.09489 on WhiteBIT. Binance is the cheaper default, but the winner changes coin by coin — check the coin you actually withdraw.
How can I pay lower fees on Binance or WhiteBIT?
Binance: −25% paying fees in BNB. Both exchanges also cut maker/taker rates as your 30-day volume rises — Binance publishes 10 tiers and WhiteBIT publishes 11 tiers. Choosing the cheapest withdrawal network matters just as much: on many coins the gap between networks is larger than the gap between exchanges.
Are these Binance and WhiteBIT fees up to date?
Trading fees are hand-curated from each exchange's official fee schedule and carry the date we last verified them (2026-08-28 for Binance, 2026-08-28 for WhiteBIT). Withdrawal fees are synced from each exchange's own API or fee page (last sync 2026-08-29 00:53 UTC for Binance, 2026-08-29 00:53 UTC for WhiteBIT). USD amounts are recomputed at the live coin price.
Other comparisons
Trading and other fee numbers are hand-curated from each exchange’s official fee pages (linked next to every tier table) and carry the date we last verified them. Withdrawal fees are synced from each exchange’s own API or fee page; USD amounts are computed at the current live coin price, so they move with the market. Rates exclude referral rebates, promotional zero-fee pairs and regional pricing. Full detail per exchange: Binance fees · WhiteBIT fees.