Binance vs XT.COM: fees compared
Every fee that costs you money on Binance and XT.COM, side by side — trading fees at each VIP tier, withdrawal fees coin by coin, deposits and fiat. Sourced from each exchange’s own fee pages.
BinanceRank #1 · founded 2017
XT.COMRank #19 · founded 2018The short answer
- Binance charges 0.1% on spot taker orders versus 0.2% on XT.COM.
- On futures, Binance is cheaper for takers (0.05% vs 0.06%).
- Binance has the cheaper withdrawal fee on 243 of the 250 coins both exchanges list (1 tie).
- Binance publishes the deeper VIP ladder (10 tiers), so high-volume traders can push fees lower there.
Head-to-head
| Fee | Binance | XT.COM |
|---|---|---|
| Trading fees | ||
| Spot maker | 0.1%cheaper | 0.2% |
| Spot taker | 0.1%cheaper | 0.2% |
| Futures maker | 0.02% | 0.02% |
| Futures taker | 0.05%cheaper | 0.06% |
| Lowest spot taker (top VIP tier) | 0.023%VIP 9 | 0.02%cheaperPremium VIP |
| Fee tiers published | 10moreSpot trading | 9Spot trading |
| Fee discount with exchange token | −25% paying fees in BNB | — |
| Withdrawals & deposits | ||
| Coins you can withdraw | 866synced 2026-08-29 00:53 UTC | 1,109moresynced 2026-08-29 00:53 UTC |
| Median withdrawal fee (coins on both) | $0.02256cheaperacross 250 coins | $1.13across 250 coins |
| Cheaper withdrawal on… | 243 coinsmore1 tied | 5 coins1 tied |
| Crypto deposit fee | Free | Free |
| Exchange profile | ||
| Volume 24h (spot + derivatives) | $80.61BmoreOI $32.03B | $11.84BOI $8.47B |
| Markets | Spot, Derivativesfounded 2017 | Spot, Derivativesfounded 2018 |
| Fiat currencies | 11 currenciesEUR, GBP, BRL, AUD, UAH, RUB… | 12 currenciesmoreUSD, KRW, NGN, EUR, CAD, HKD… |
“Cheaper” marks the better number on that row only. A dash means we have not verified that fee for the exchange yet — it is not a claim that the fee is zero.
What would you actually pay?
- Trading (VIP 1 · 0.09% / 0.1%)
- $950.00
- Withdrawals (4× BTC · BNB Smart Chain (BEP20) · $0.02113 each)
- $0.08
- Trading (VIP 5 · 0.07% / 0.07%)
- $700.00
- Withdrawals (4× BTC · BNB Smart Chain (BEP20) · $0.7824 each)
- $3.13
At $1M of monthly spot volume (50% maker) plus 4 BTC withdrawals, XT.COM costs $246.95 less per month — $2,963.46 a year.
Estimate only: it applies each exchange’s published VIP ladder for the market you picked, ignores token-payment discounts, referral rebates and promotional zero-fee pairs, and assumes every withdrawal uses the cheapest network above. Negative fees are maker rebates.
Spot fee tiers side by side
BinanceSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0.1% | 0.1% |
| VIP 1 | $1.00M | 0.09% | 0.1% |
| VIP 2 | $5.00M | 0.08% | 0.1% |
| VIP 3 | $20.00M | 0.04% | 0.06% |
| VIP 4 | $75.00M | 0.04% | 0.052% |
| VIP 5 | $150.00M | 0.025% | 0.031% |
| VIP 6 | $400.00M | 0.02% | 0.029% |
| VIP 7 | $800.00M | 0.019% | 0.028% |
| VIP 8 | $2.00B | 0.016% | 0.025% |
| VIP 9 | $4.00B | 0.011% | 0.023% |
Source: Binance fee schedule ↗ · verified 2026-08-28
XT.COMSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| VIP 0 | — | 0.2% | 0.2% |
| VIP 1 | $20.00K | 0.16% | 0.16% |
| VIP 2 | $100.00K | 0.15% | 0.15% |
| VIP 3 | $250.00K | 0.12% | 0.12% |
| VIP 4 | $500.00K | 0.1% | 0.1% |
| VIP 5 | $1.00M | 0.07% | 0.07% |
| VIP 6 | $5.00M | 0.06% | 0.06% |
| VIP 7 | $10.00M | 0.04% | 0.04% |
| Premium VIP | $30.00M | 0.02% | 0.02% |
Source: XT.COM fee schedule ↗ · verified 2026-08-28
Futures fee tiers side by side
BinanceFutures trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0.02% | 0.05% |
| VIP 1 | $5.00M | 0.018% | 0.05% |
| VIP 2 | $10.00M | 0.016% | 0.04% |
| VIP 3 | $50.00M | 0.012% | 0.032% |
| VIP 4 | $600.00M | 0.01% | 0.03% |
| VIP 5 | $1.00B | 0.008% | 0.027% |
| VIP 6 | $2.50B | 0.006% | 0.025% |
| VIP 7 | $5.00B | 0.004% | 0.022% |
| VIP 8 | $12.50B | 0.002% | 0.02% |
| VIP 9 | $25.00B | 0% | 0.017% |
Source: Binance fee schedule ↗ · verified 2026-08-28
XT.COMFutures trading — USDⓈ-M
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| VIP 0 | — | 0.02% | 0.06% |
| VIP 1 | $200.00K | 0.018% | 0.054% |
| VIP 2 | $1.00M | 0.015% | 0.046% |
| VIP 3 | $8.00M | 0.013% | 0.041% |
| VIP 4 | $15.00M | 0.012% | 0.037% |
| VIP 5 | $35.00M | 0.01% | 0.035% |
| VIP 6 | $85.00M | 0.008% | 0.033% |
| VIP 7 | $150.00M | 0.006% | 0.03% |
| Premium VIP | $300.00M | 0.004% | 0.028% |
Source: XT.COM fee schedule ↗ · verified 2026-08-28
Withdrawal fees, coin by coin250 coins on both
| Coin | Binance | XT.COM | Cheaper |
|---|---|---|---|
 BTCBitcoin | 0.0₆2700 BTC$0.02113 · BNB Smart Chain (BEP20) +3 | 0.0₄1000 BTC$0.7824 · BNB Smart Chain (BEP20) +2 | Binancesaves $0.7613 |
 ETHEthereum | 0.0₅8500 ETH$0.02137 · BNB Smart Chain (BEP20) +8 | 0.0002000 ETH$0.5027 · BNB Smart Chain (BEP20) +5 | Binancesaves $0.4814 |
 USDTTether USDt | 0.01000 USDT$0.009992 · BNB Smart Chain (BEP20) +18 | 0.01000 USDT$0.009992 · Aptos +11 | same |
 BNBBNB | 0.0₄1000 BNB$0.007540 · BNB Smart Chain (BEP20) +1 | 0.0007000 BNB$0.5278 · BNB Smart Chain (BEP20) +1 | Binancesaves $0.5203 |
 XRPXRP | 0.01500 XRP$0.02002 · BNB Smart Chain (BEP20) +2 | 0.7000 XRP$0.9343 · XRP Ledger +2 | Binancesaves $0.9143 |
 USDCUSDC | Free$0.00 · BNB Smart Chain (BEP20) +21 | 0.001000 USDC$0.001000 · BNB Smart Chain (BEP20) +9 | Binancesaves $0.001000 |
 SOLSolana | 0.0002000 SOL$0.02123 · BNB Smart Chain (BEP20) +1 | 0.005000 SOL$0.5308 · BNB Smart Chain (BEP20) +1 | Binancesaves $0.5095 |
 TRXTRON | 1.5 TRX$0.5052 · Tron (TRC20) | 4 TRX$1.35 · Tron (TRC20) | Binancesaves $0.8421 |
 ZECZcash | 0.0₄2600 ZEC$0.03829 · BNB Smart Chain (BEP20) +1 | 0.01000 ZEC$14.73 · Zcash | Binancesaves $14.69 |
 DOGEDogecoin | 0.2400 DOGE$0.02045 · BNB Smart Chain (BEP20) +1 | 12 DOGE$1.02 · Dogecoin | Binancesaves $1.00 |
 LINKChainlink | 0.001800 LINK$0.02129 · BNB Smart Chain (BEP20) +1 | 0.2500 LINK$2.96 · XT Smart Chain +1 | Binancesaves $2.94 |
 ADACardano | 0.1000 ADA$0.02149 · BNB Smart Chain (BEP20) +1 | 10 ADA$2.15 · Cardano +1 | Binancesaves $2.13 |
 XLMStellar | 0.004000 XLM$0.0007508 · Stellar +1 | 5.6 XLM$1.05 · Stellar | Binancesaves $1.05 |
 UNIUniswap | 0.004500 UNI$0.04026 · BNB Smart Chain (BEP20) +1 | 1 UNI$8.95 · XT Smart Chain +1 | Binancesaves $8.91 |
 BCHBitcoin Cash | 0.0₄7900 BCH$0.01967 · BNB Smart Chain (BEP20) +1 | 0.004000 BCH$0.9962 · Bitcoin Cash | Binancesaves $0.9765 |
 USDeEthena USDe | 0.2000 USDe$0.1999 · BNB Smart Chain (BEP20) +1 | 7 USDe$7.00 · Ethereum (ERC20) | Binancesaves $6.80 |
 NEARNEAR Protocol | 0.01100 NEAR$0.03797 · BNB Smart Chain (BEP20) +1 | 0.5000 NEAR$1.73 · NEAR | Binancesaves $1.69 |
 LTCLitecoin | 0.0001000 LTC$0.005561 · Litecoin +1 | 0.02000 LTC$1.11 · Litecoin | Binancesaves $1.11 |
 USD1World Liberty Financial USD | Free$0.00 · BNB Smart Chain (BEP20) +3 | 1 USD1$0.9992 · BNB Smart Chain (BEP20) +2 | Binancesaves $0.9992 |
 GRAMGram (prev. Toncoin) | 0.03000 GRAM$0.04095 · TON | 0.7300 GRAM$0.9965 · TON | Binancesaves $0.9556 |
 AVAXAvalanche | 0.002800 AVAX$0.02223 · BNB Smart Chain (BEP20) +2 | 0.1400 AVAX$1.11 · Avalanche C-Chain | Binancesaves $1.09 |
 HBARHedera | 0.06000 HBAR$0.004643 · Hedera +1 | 13.1 HBAR$1.01 · Hedera | Binancesaves $1.01 |
 SUISui | 0.02700 SUI$0.02124 · BNB Smart Chain (BEP20) +1 | 1.34 SUI$1.05 · Sui | Binancesaves $1.03 |
 SHIBShiba Inu | 3,934 SHIB$0.02120 · BNB Smart Chain (BEP20) +1 | 1,348,748 SHIB$7.27 · Ethereum (ERC20) | Binancesaves $7.25 |
 TAOBittensor | 0.0004000 TAO$0.09926 · Bittensor | 0.004000 TAO$0.9926 · Bittensor | Binancesaves $0.8933 |
Showing 1–25 of 250 coins
Deposit, fiat, card and other fees
| Fee | Binance | XT.COM |
|---|---|---|
| Crypto deposit fee | Free | Free |
| Card spending/conversion feeGlobal — Colombia/Peru/CIS/Armenia · Card FX | Free | — |
| Card spending/conversion feeGlobal — New Zealand · Card FX | 3% | — |
| Card spending/conversion feeGlobal — rest of available countries · Card FX | 2% | — |
| Card spending/conversion feeGlobal · Card annual | 0 USD | — |
| Card spending/conversion feeGlobal · Card crypto conversion | 0.9% | — |
| Card spending/conversion feeGlobal · Card crypto conversion USDC | 0.1% | — |
| Card spending/conversion feeGlobal · Card issuance | 0 USD | — |
| Fiat deposit feeEUR · Sepa bank transfer | 1 EUR | — |
| Fiat withdrawal feeEUR · Sepa bank transfer | 1 EUR | — |
| P2P maker feeP2P zone | 0–0.35% | — |
| P2P taker feeP2P zone | Free | — |
Binance vs XT.COM — FAQ
Is Binance or XT.COM cheaper?
Binance charges 0.1% on spot taker orders versus 0.2% on XT.COM. On futures, Binance is cheaper for takers (0.05% vs 0.06%). Binance has the cheaper withdrawal fee on 243 of the 250 coins both exchanges list (1 tie). Binance publishes the deeper VIP ladder (10 tiers), so high-volume traders can push fees lower there.
Which has lower trading fees, Binance or XT.COM?
Binance charges 0.1% taker / 0.1% maker on spot and 0.05% taker on futures at the entry tier. XT.COM charges 0.2% taker / 0.2% maker on spot and 0.06% taker on futures. Across the metrics we compare, Binance wins more of them. Both drop as your 30-day volume grows — use the calculator above to price your own volume.
Which is cheaper for withdrawals, Binance or XT.COM?
Of the 250 coins both exchanges let you withdraw, Binance is cheaper on 243, XT.COM on 5, and 1 are identical. The median withdrawal fee on that shared basket is $0.02256 on Binance versus $1.13 on XT.COM. Binance is the cheaper default, but the winner changes coin by coin — check the coin you actually withdraw.
How can I pay lower fees on Binance or XT.COM?
Binance: −25% paying fees in BNB. Both exchanges also cut maker/taker rates as your 30-day volume rises — Binance publishes 10 tiers and XT.COM publishes 9 tiers. Choosing the cheapest withdrawal network matters just as much: on many coins the gap between networks is larger than the gap between exchanges.
Are these Binance and XT.COM fees up to date?
Trading fees are hand-curated from each exchange's official fee schedule and carry the date we last verified them (2026-08-28 for Binance, 2026-08-28 for XT.COM). Withdrawal fees are synced from each exchange's own API or fee page (last sync 2026-08-29 00:53 UTC for Binance, 2026-08-29 00:53 UTC for XT.COM). USD amounts are recomputed at the live coin price.
Other comparisons
Trading and other fee numbers are hand-curated from each exchange’s official fee pages (linked next to every tier table) and carry the date we last verified them. Withdrawal fees are synced from each exchange’s own API or fee page; USD amounts are computed at the current live coin price, so they move with the market. Rates exclude referral rebates, promotional zero-fee pairs and regional pricing. Full detail per exchange: Binance fees · XT.COM fees.