Koinbay vs KuCoin: fees compared
Every fee that costs you money on Koinbay and KuCoin, side by side — trading fees at each VIP tier, withdrawal fees coin by coin, deposits and fiat. Sourced from each exchange’s own fee pages.
KoinbayRank #85 · founded 2023
KuCoinRank #8 · founded 2017The short answer
- KuCoin charges 0.1% on spot taker orders versus 0.6% on Koinbay.
- On futures, Koinbay is cheaper for takers (0.05–0.075% vs 0.06%).
- Koinbay has the cheaper withdrawal fee on 18 of the 25 coins both exchanges list.
- KuCoin publishes the deeper VIP ladder (13 tiers), so high-volume traders can push fees lower there.
Head-to-head
| Fee | Koinbay | KuCoin |
|---|---|---|
| Trading fees | ||
| Spot maker | 0.3% | 0.1%cheaper |
| Spot taker | 0.6% | 0.1%cheaper |
| Futures maker | 0.02–0.025% | 0.02% |
| Futures taker | 0.05–0.075%cheaper | 0.06% |
| Lowest spot taker (top VIP tier) | 0.6%Regular | 0.025%cheaperVIP 12 |
| Fee tiers published | 1Spot trading | 13moreSpot trading |
| Fee discount with exchange token | — | −20% paying fees in KCS |
| Withdrawals & deposits | ||
| Coins you can withdraw | 253synced 2026-08-29 00:53 UTC | 2,146moresynced 2026-08-29 00:53 UTC |
| Median withdrawal fee (coins on both) | $0.06155cheaperacross 25 coins | $0.4262across 25 coins |
| Cheaper withdrawal on… | 18 coinsmore | 7 coins |
| Crypto deposit fee | Free | Free |
| Exchange profile | ||
| Volume 24h (spot + derivatives) | $6.25Bmore | $3.69BOI $5.37B |
| Markets | Spot, Derivativesfounded 2023 | Spot, Derivativesfounded 2017 |
| Fiat currencies | — | 47 currenciesUSD, AED, ARS, AUD, AGN, BGN… |
“Cheaper” marks the better number on that row only. A dash means we have not verified that fee for the exchange yet — it is not a claim that the fee is zero.
What would you actually pay?
- Trading (Regular · 0.3% / 0.6%)
- $4,500.00
- Withdrawals (4× BTC · Bitcoin · $51.33 each)
- $205.34
- Trading (VIP 1 · 0.095% / 0.1%)
- $975.00
- Withdrawals (4× BTC · BNB Smart Chain (BEP20) · $0.3121 each)
- $1.25
At $1M of monthly spot volume (50% maker) plus 4 BTC withdrawals, KuCoin costs $3,729.09 less per month — $44,749.08 a year.
Estimate only: it applies each exchange’s published VIP ladder for the market you picked, ignores token-payment discounts, referral rebates and promotional zero-fee pairs, and assumes every withdrawal uses the cheapest network above. Negative fees are maker rebates.
Spot fee tiers side by side
KoinbaySpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0.3% | 0.6% |
Source: Koinbay fee schedule ↗ · verified 2026-08-28
KuCoinSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| VIP 0 | — | 0.1% | 0.1% |
| VIP 1 | $1.00M | 0.095% | 0.1% |
| VIP 2 | $3.00M | 0.09% | 0.1% |
| VIP 3 | $6.00M | 0.075% | 0.09% |
| VIP 4 | $18.00M | 0.055% | 0.075% |
| VIP 5 | $55.00M | 0.035% | 0.055% |
| VIP 6 | $100.00M | 0.025% | 0.05% |
| VIP 7 | $180.00M | 0.015% | 0.042% |
| VIP 8 | $250.00M | 0% | 0.042% |
| VIP 9 | $350.00M | 0% | 0.04% |
| VIP 10 | $550.00M | 0% | 0.03% |
| VIP 11 | $750.00M | 0% | 0.028% |
| VIP 12 | $950.00M | 0% | 0.025% |
Source: KuCoin fee schedule ↗ · verified 2026-08-28
Futures fee tiers side by side
KoinbayFutures trading — Perpetual
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0.02–0.025% | 0.05–0.075% |
Source: Koinbay fee schedule ↗ · verified 2026-08-28
KuCoinFutures trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| VIP 0 | — | 0.02% | 0.06% |
| VIP 1 | $5.00M | 0.018% | 0.06% |
| VIP 2 | $8.00M | 0.015% | 0.06% |
| VIP 3 | $16.00M | 0.01% | 0.06% |
| VIP 4 | $40.00M | 0.008% | 0.06% |
| VIP 5 | $60.00M | 0.006% | 0.048% |
| VIP 6 | $120.00M | 0.004% | 0.043% |
| VIP 7 | $200.00M | 0.002% | 0.039% |
| VIP 8 | $300.00M | 0% | 0.036% |
| VIP 9 | $400.00M | 0% | 0.033% |
| VIP 10 | $600.00M | 0% | 0.03% |
| VIP 11 | $800.00M | 0% | 0.028% |
| VIP 12 | $1.00B | 0% | 0.025% |
Source: KuCoin fee schedule ↗ · verified 2026-08-28
Withdrawal fees, coin by coin25 coins on both
| Coin | Koinbay | KuCoin | Cheaper |
|---|---|---|---|
 BTCBitcoin | 0.0006580 BTC$51.33 · Bitcoin | 0.0₅4000 BTC$0.3121 · BNB Smart Chain (BEP20) +2 | KuCoinsaves $51.02 |
 ETHEthereum | 0.0₅3000 ETH$0.007499 · Base +3 | 0.0₄5000 ETH$0.1250 · Base +6 | Koinbaysaves $0.1175 |
 USDTTether USDt | 0.005450 USDT$0.005446 · BNB Smart Chain (BEP20) +5 | 0.5000 USDT$0.4996 · KuCoin Community Chain +15 | Koinbaysaves $0.4942 |
 BNBBNB | 0.0₄1000 BNB$0.007499 · BNB Smart Chain (BEP20) | 0.0009530 BNB$0.7147 · BNB Smart Chain (BEP20) | Koinbaysaves $0.7072 |
 XRPXRP | 0.0₄3000 XRP$0.0₄3958 · XRP Ledger | 0.3000 XRP$0.3958 · XRP Ledger | Koinbaysaves $0.3957 |
 USDCUSDC | 0.002750 USDC$0.002751 · Base +4 | 0.2100 USDC$0.2100 · Sonic +13 | Koinbaysaves $0.2073 |
 TRXTRON | 8.25 TRX$2.78 · Tron (TRC20) | 1 TRX$0.3373 · Tron (TRC20) | KuCoinsaves $2.45 |
 DOGEDogecoin | 25 DOGE$2.13 · Dogecoin | 4 DOGE$0.3403 · Dogecoin | KuCoinsaves $1.79 |
 LINKChainlink | 0.03526 LINK$0.4140 · Ethereum (ERC20) | 0.03000 LINK$0.3522 · KuCoin Community Chain +1 | KuCoinsaves $0.06181 |
 ADACardano | 38.96 ADA$8.30 · Cardano | 2 ADA$0.4262 · Cardano | KuCoinsaves $7.88 |
 BCHBitcoin Cash | 0.0002500 BCH$0.06155 · Bitcoin Cash | 0.001800 BCH$0.4431 · Bitcoin Cash | Koinbaysaves $0.3816 |
 LTCLitecoin | 0.002500 LTC$0.1376 · Litecoin | 0.006000 LTC$0.3302 · Litecoin | Koinbaysaves $0.1926 |
 SUISui | 0.01377 SUI$0.01079 · Sui | 0.5000 SUI$0.3918 · Sui | Koinbaysaves $0.3810 |
 AAVEAave | 0.003298 AAVE$0.4402 · Ethereum (ERC20) | 0.008000 AAVE$1.07 · KuCoin Community Chain +1 | Koinbaysaves $0.6276 |
 ASTERAster | 0.007823 ASTER$0.005858 · BNB | 0.8000 ASTER$0.5990 · BNB Smart Chain (BEP20) | Koinbaysaves $0.5932 |
 DOTPolkadot | 0.008613 DOT$0.009692 · Polkadot | 0.4000 DOT$0.4501 · Polkadot Asset Hub | Koinbaysaves $0.4404 |
 WLFIWorld Liberty Financial | 6.9771 WLFI$0.4032 · Ethereum (ERC20) | 10 WLFI$0.5779 · BNB Smart Chain (BEP20) | Koinbaysaves $0.1747 |
 PEPEPepe | 109,288.8 PEPE$0.4016 · Ethereum (ERC20) | 600,000 PEPE$2.21 · Ethereum (ERC20) | Koinbaysaves $1.80 |
 ATOMCosmos | 0.002500 ATOM$0.004083 · Cosmos Hub | 0.3500 ATOM$0.5716 · Cosmos Hub | Koinbaysaves $0.5675 |
 CAKEPancakeSwap | 0.003175 CAKE$0.007881 · BNB Smart Chain (BEP20) | 0.4100 CAKE$1.02 · BNB Smart Chain (BEP20) | Koinbaysaves $1.01 |
 ALGOAlgorand | 0.007500 ALGO$0.0007054 · Algorand | 3.09 ALGO$0.2906 · Algorand | Koinbaysaves $0.2899 |
 QNTQuant | 0.006600 QNT$0.4122 · Ethereum (ERC20) | 0.006000 QNT$0.3748 · KuCoin Community Chain +1 | KuCoinsaves $0.03748 |
 XTZTezos | 0.09104 XTZ$0.02424 · Tezos | 2 XTZ$0.5324 · Etherlink | Koinbaysaves $0.5082 |
 XPLPlasma | 25.64 XPL$2.25 · BNB | 4 XPL$0.3507 · Plasma | KuCoinsaves $1.90 |
 1INCH1inch | 4.5775 1INCH$0.4323 · Ethereum (ERC20) | 22 1INCH$2.08 · Ethereum (ERC20) | Koinbaysaves $1.65 |
Showing 1–25 of 25 coins
Deposit, fiat, card and other fees
| Fee | Koinbay | KuCoin |
|---|---|---|
| Crypto deposit fee | Free | Free |
| Card spending/conversion feeKuCard (AU) · Card annual | — | 0 USDC |
| Card spending/conversion feeKuCard (AU) · Card cancellation | — | 0 USDC |
| Card spending/conversion feeKuCard (AU) · Card dispute | — | 30 USDC |
| Card spending/conversion feeKuCard (AU) · Card FX | — | 1% |
| Card spending/conversion feeKuCard (AU) · Card inactivity | — | 2 USDC |
| Card spending/conversion feeKuCard (AU) · Card issuance | — | 0 USDC |
| Card spending/conversion feeKuCard (AU) · Card issuance extra | — | 9.99 USDC |
| Card spending/conversion feeKuCard (AU) · Card transaction | — | 0.5% |
| Fiat deposit feeBRL · Pix | — | Free |
| Fiat deposit feeEUR · Bank Transfer (SEPA) — SEPA & SEPA Instant | — | 0.1%min 10 EUR |
| Fiat deposit feeEUR · Easy bank transfer sepa | — | 0.25% |
| Fiat withdrawal feeBRL · Pix | — | 2.6 BRL |
| Fiat withdrawal feeEUR · Bank Transfer (SEPA) — SEPA & SEPA Instant | — | 0.1%min 10 EUR |
| P2P maker feeP2P | — | Free |
| P2P taker feeP2P | — | Free |
Koinbay vs KuCoin — FAQ
Is Koinbay or KuCoin cheaper?
KuCoin charges 0.1% on spot taker orders versus 0.6% on Koinbay. On futures, Koinbay is cheaper for takers (0.05–0.075% vs 0.06%). Koinbay has the cheaper withdrawal fee on 18 of the 25 coins both exchanges list. KuCoin publishes the deeper VIP ladder (13 tiers), so high-volume traders can push fees lower there.
Which has lower trading fees, Koinbay or KuCoin?
Koinbay charges 0.6% taker / 0.3% maker on spot and 0.05–0.075% taker on futures at the entry tier. KuCoin charges 0.1% taker / 0.1% maker on spot and 0.06% taker on futures. Across the metrics we compare, KuCoin wins more of them. Both drop as your 30-day volume grows — use the calculator above to price your own volume.
Which is cheaper for withdrawals, Koinbay or KuCoin?
Of the 25 coins both exchanges let you withdraw, Koinbay is cheaper on 18, KuCoin on 7. The median withdrawal fee on that shared basket is $0.06155 on Koinbay versus $0.4262 on KuCoin. Koinbay is the cheaper default, but the winner changes coin by coin — check the coin you actually withdraw.
How can I pay lower fees on Koinbay or KuCoin?
KuCoin: −20% paying fees in KCS. Both exchanges also cut maker/taker rates as your 30-day volume rises — Koinbay publishes 1 tier and KuCoin publishes 13 tiers. Choosing the cheapest withdrawal network matters just as much: on many coins the gap between networks is larger than the gap between exchanges.
Are these Koinbay and KuCoin fees up to date?
Trading fees are hand-curated from each exchange's official fee schedule and carry the date we last verified them (2026-08-28 for Koinbay, 2026-08-28 for KuCoin). Withdrawal fees are synced from each exchange's own API or fee page (last sync 2026-08-29 00:53 UTC for Koinbay, 2026-08-29 00:53 UTC for KuCoin). USD amounts are recomputed at the live coin price.
Other comparisons
Trading and other fee numbers are hand-curated from each exchange’s official fee pages (linked next to every tier table) and carry the date we last verified them. Withdrawal fees are synced from each exchange’s own API or fee page; USD amounts are computed at the current live coin price, so they move with the market. Rates exclude referral rebates, promotional zero-fee pairs and regional pricing. Full detail per exchange: Koinbay fees · KuCoin fees.