How to Buy Monero (XMR)
Every exchange we track that lists XMR, what the buy costs, and what it costs to take XMR with you afterwards.
22 of the exchanges we track list XMR, and 16 of those accept fiat, so you can buy it without holding crypto first. The cheapest place to place the order is Bitfinex at $0.00 on a $1,000 market buy. It is also the cheapest once the withdrawal fee is added — $0.06 to buy $1,000 of XMR and move it to your own wallet. Every exchange sends XMR over Monero, so there is no network to get wrong. 1 of them has XMR withdrawals paused right now — you can buy there, but you cannot take the coin with you until it reopens.
Networks XMR runs on
Where to buy XMR
All-in cost is the trading fee on a $1,000 market buy plus the cheapest fee that exchange charges to withdraw XMR. It is the number the exchange’s own “how to buy” page never shows you, and it reorders the table more often than not. The coins column is how many assets each exchange lists in total, from our own sync — not the figure CoinMarketCap prints.
| Exchange | Buy fee on $1,000 | Move it out | All-in cost | Coins listed | Buy |
|---|---|---|---|---|---|
 MEXCReferralPay with Card | $0.500–0.05% taker | $0.17670.0003170 XMR · Monero | $0.68 | 9,475 | Visit ↗ |
 GateReferralPay with Card | $1.000.1% taker | $0.59640.001070 XMR · Monero | $1.60 | 2,059 | Visit ↗ |
 BinanceReferralPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | withdrawals paused | — | 866 | Visit ↗ |
 BitfinexPay with Bank, 3rd-party | $0.000% taker | $0.055740.0001000 XMR · Monero | $0.06 | 106 | Visit ↗ |
 Delta ExchangeCrypto deposit only | $1.000–0.1% taker | FreeMonero | $1.00 | 170 | Visit ↗ |
 CoinExPay with P2P, 3rd-party | $2.000.2% taker | $0.055740.0001000 XMR · Monero | $2.06 | 1,018 | Visit ↗ |
 KuCoinPay with Card | $1.000.1% taker | $1.390.002500 XMR · Monero | $2.39 | 2,147 | Visit ↗ |
 HTXPay with Bank, P2P | $2.000.2% taker | $1.110.002000 XMR · Monero | $3.11 | 1,159 | Visit ↗ |
 XT.COMPay with Card, Bank, P2P | $2.000.2% taker | $1.110.002000 XMR · Monero | $3.11 | 1,110 | Visit ↗ |
 WhiteBITPay with Card | $1.000.1% taker | $2.790.005000 XMR · Monero | $3.79 | 423 | Visit ↗ |
 B2Z ExchangeCrypto deposit only | $2.000.2% taker | $2.790.005000 XMR · Monero | $4.79 | 232 | Visit ↗ |
 BTSEPay with Card, Bank | $2.000.2% taker | $2.790.005000 XMR · Monero | $4.79 | 329 | Visit ↗ |
 BitruePay with Card | $2.800.098–0.28% taker | $2.790.005000 XMR · Monero | $5.59 | 1,784 | Visit ↗ |
 KTXCrypto deposit only | $2.000.2% taker | $5.570.01000 XMR · Monero | $7.57 | 220 | Visit ↗ |
 CoinWPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $6.690.01200 XMR · Monero | $7.69 | 1,218 | Visit ↗ |
 KrakenPay with Card, Bank, Apple/Google Pay | $8.000.01–0.8% taker | $1.500.002700 XMR · Monero | $9.50 | 697 | Visit ↗ |
 Gleec BTCCrypto deposit only | $2.500.25% taker | $8.370.01501 XMR · Monero | $10.87 | 136 | Visit ↗ |
 HitBTCCrypto deposit only | $2.500.1875–0.25% taker | $11.870.02129 XMR · Monero | $14.37 | 1,786 | Visit ↗ |
 BitMartPay with Card, P2P, 3rd-party | $1.000.1% taker | $27.870.05000 XMR · Monero | $28.87 | 3,695 | Visit ↗ |
 4ECrypto deposit only | — | $0.55740.001000 XMR · Monero | — | 217 | Visit ↗ |
 BITmarketsPay with Card, Apple/Google Pay | — | $2.790.005000 XMR · Monero | — | 251 | Visit ↗ |
 Mandala ExchangeCrypto deposit only | — | $9.550.01713 XMR · Monero | — | 319 | Visit ↗ |
Showing 1–22 of 22 exchanges listing XMR
Buying XMR step by step
- Pick a venue from the table. For a coin this size the choice is usually short — 22 exchanges list XMR at all, and the table already shows what you will pay to leave as well as to buy.
- Fund the account. 16 of those exchanges take fiat, 12 of them by card. Card is fastest and dearest; a bank transfer costs a fraction of it. Depositing a stablecoin you already hold is free on almost every exchange here.
- Place the order. A market order pays the taker fee in the table; a limit order that rests on the book pays the lower maker fee. On a thinly traded coin the spread costs more than either, so a limit order is worth the wait.
- Decide whether to move it. Leaving XMR on the exchange is free but custodial. Moving it to a wallet that supports it costs one withdrawal fee, from $0.05574 — send a small test amount first, and match the network on both sides.
How to buy XMR — FAQ
Where can I buy Monero (XMR)?
On 22 exchanges we track: MEXC, Gate, Binance, Bitfinex, Delta Exchange and 17 more. The table above has each one with its trading fee, the payment methods it takes and what it charges to withdraw XMR.
What is the cheapest way to buy XMR?
Bitfinex, at $0.06 to buy $1,000 of XMR and withdraw it — $0.00 in trading fee plus $0.05574 to move it out over Monero. If you are leaving the coin on the exchange, only the first half applies and a different venue may win. Paying by card adds the card processor's charge on top of both, typically 1.8–4%.
Can I buy XMR with a credit card?
Indirectly, yes. 12 of the exchanges listing XMR accept a card, but the card almost always buys a major asset — USDT, USDC, BTC — which you then swap for XMR on the same exchange. That means two fees: the card charge, then the trading fee in the table.
Do I have to pay a fee to withdraw XMR?
Yes, and it is worth checking before you choose where to buy. It is a flat amount of XMR, set by each exchange per network, so it does not scale with the size of your purchase — the cheapest in the table is $0.05574 on Bitfinex. Our full XMR withdrawal fee table compares every exchange and every network.
Is it safe to leave XMR on the exchange?
It is a custody choice, not a safety switch. While the coin sits there the exchange holds the keys: convenient, recoverable if you lose your password, and dependent on the exchange staying solvent and keeping withdrawals open. Moving it to a wallet you control removes that dependency and costs one withdrawal fee — from $0.05574 for XMR. For a trading balance, staying put is reasonable; for a long hold, most people move.
Exchange coverage for XMR comes from each exchange’s own deposit and withdrawal endpoints (last sync 2026-08-29 00:53 UTC); trading fees are the published base tier, no volume discount applied (verified 2026-08-28). Exchanges we have a referral arrangement with appear first and are tagged as such — it changes no number in any row. Nothing here is investment advice; see our methodology.