How to Buy Dai
Every exchange we track that lists DAI, what the buy costs, and what it costs to take DAI with you afterwards.
17 of the exchanges we track list DAI, and 13 of those accept fiat, so you can buy it without holding crypto first. The cheapest place to place the order is Ourbit at $0.00 on a $1,000 market buy. It is also the cheapest once the withdrawal fee is added — $0.02 to buy $1,000 of DAI and move it to your own wallet. DAI moves over 4 networks (Ethereum (ERC20), BNB Smart Chain (BEP20), Polygon and others) — pick the same one on the exchange withdrawal screen and in your wallet. 5 of them have DAI withdrawals paused right now — you can buy there, but you cannot take the coin with you until it reopens.
Networks DAI runs on
Where to buy DAI
All-in cost is the trading fee on a $1,000 market buy plus the cheapest fee that exchange charges to withdraw DAI. It is the number the exchange’s own “how to buy” page never shows you, and it reorders the table more often than not. The coins column is how many assets each exchange lists in total, from our own sync — not the figure CoinMarketCap prints.
| Exchange | Buy fee on $1,000 | Move it out | All-in cost | Coins listed | Buy |
|---|---|---|---|---|---|
 MEXCReferralPay with Card | $0.500–0.05% taker | FreeEthereum (ERC20) | $0.50 | 9,475 | Visit ↗ |
 BinanceReferralPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.021000.02100 DAI · BNB Smart Chain (BEP20) | $1.02 | 866 | Visit ↗ |
 OurbitPay with Bank | $0.000% taker | $0.020000.02000 DAI · BNB Smart Chain (BEP20) | $0.02 | 1,980 | Visit ↗ |
 Delta ExchangeCrypto deposit only | $1.000–0.1% taker | FreeEthereum (ERC20) | $1.00 | 170 | Visit ↗ |
 CoinWPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | FreeEthereum (ERC20) | $1.00 | 1,218 | Visit ↗ |
 ToobitPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | FreeEthereum (ERC20) | $1.00 | 581 | Visit ↗ |
 BitMEXCrypto deposit only | $1.000.05–0.1% taker | $0.0₆99990.0₅1000 DAI · Ethereum (ERC20) | $1.00 | 51 | Visit ↗ |
 BitunixPay with P2P | $1.000.1% taker | $0.099990.1000 DAI · Polygon | $1.10 | 993 | Visit ↗ |
 TapbitPay with Card, P2P | $1.000.1% taker | $0.79990.8000 DAI · BNB Smart Chain (BEP20) | $1.80 | 198 | Visit ↗ |
 BitruePay with Card | $2.800.098–0.28% taker | $0.77990.7800 DAI · Ethereum (ERC20) | $3.58 | 1,784 | Visit ↗ |
 KrakenPay with Card, Bank, Apple/Google Pay | $8.000.01–0.8% taker | $0.52120.5213 DAI · Ethereum (ERC20) | $8.52 | 697 | Visit ↗ |
 CoinMyCrypto deposit only | — | $12.0012 DAI · Ethereum (ERC20) | — | 89 | Visit ↗ |
 LBankPay with 3rd-party | $1.000.1% taker | withdrawals paused | — | 1,890 | Visit ↗ |
 KuCoinPay with Card | $1.000.1% taker | withdrawals paused | — | 2,147 | Visit ↗ |
 FameEXPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | withdrawals paused | — | 115 | Visit ↗ |
 DigiFinexPay with Card, P2P | $2.000.2% taker | withdrawals paused | — | 1,009 | Visit ↗ |
 4ECrypto deposit only | — | withdrawals paused | — | 217 | Visit ↗ |
Showing 1–17 of 17 exchanges listing DAI
Buying DAI step by step
- Pick a venue from the table. For a coin this size the choice is usually short — 17 exchanges list DAI at all, and the table already shows what you will pay to leave as well as to buy.
- Fund the account. 13 of those exchanges take fiat, 10 of them by card. Card is fastest and dearest; a bank transfer costs a fraction of it. Depositing a stablecoin you already hold is free on almost every exchange here.
- Place the order. A market order pays the taker fee in the table; a limit order that rests on the book pays the lower maker fee. On a thinly traded coin the spread costs more than either, so a limit order is worth the wait.
- Decide whether to move it. Leaving DAI on the exchange is free but custodial. Moving it to a wallet that supports it costs one withdrawal fee, from $0.02000 — send a small test amount first, and match the network on both sides.
How to buy DAI — FAQ
Where can I buy Dai?
On 17 exchanges we track: MEXC, Binance, Ourbit, Delta Exchange, CoinW and 12 more. The table above has each one with its trading fee, the payment methods it takes and what it charges to withdraw DAI.
What is the cheapest way to buy DAI?
Ourbit, at $0.02 to buy $1,000 of DAI and withdraw it — $0.00 in trading fee plus $0.02000 to move it out over BNB Smart Chain (BEP20). If you are leaving the coin on the exchange, only the first half applies and a different venue may win. Paying by card adds the card processor's charge on top of both, typically 1.8–4%.
Can I buy DAI with a credit card?
Indirectly, yes. 10 of the exchanges listing DAI accept a card, but the card almost always buys a major asset — USDT, USDC, BTC — which you then swap for DAI on the same exchange. That means two fees: the card charge, then the trading fee in the table.
Do I have to pay a fee to withdraw DAI?
Yes, and it is worth checking before you choose where to buy. It is a flat amount of DAI, set by each exchange per network, so it does not scale with the size of your purchase — the cheapest in the table is $0.02000 on Ourbit. Our full DAI withdrawal fee table compares every exchange and every network.
Is it safe to leave DAI on the exchange?
It is a custody choice, not a safety switch. While the coin sits there the exchange holds the keys: convenient, recoverable if you lose your password, and dependent on the exchange staying solvent and keeping withdrawals open. Moving it to a wallet you control removes that dependency and costs one withdrawal fee — from $0.02000 for DAI. For a trading balance, staying put is reasonable; for a long hold, most people move.
Which network should I use for DAI?
DAI is issued on 4 networks and they are not interchangeable — DAI sent over Ethereum (ERC20) will not arrive at an address on BNB Smart Chain (BEP20). Ethereum (ERC20) is the one most exchanges use (9 of them). Withdrawal fees differ per network too, sometimes by an order of magnitude, so the cheapest network is worth checking as well as the cheapest exchange.
Exchange coverage for DAI comes from each exchange’s own deposit and withdrawal endpoints (last sync 2026-08-29 00:53 UTC); trading fees are the published base tier, no volume discount applied (verified 2026-08-28). Exchanges we have a referral arrangement with appear first and are tagged as such — it changes no number in any row. Nothing here is investment advice; see our methodology.