Bitfinex vs XT.COM: fees compared
Every fee that costs you money on Bitfinex and XT.COM, side by side — trading fees at each VIP tier, withdrawal fees coin by coin, deposits and fiat. Sourced from each exchange’s own fee pages.
BitfinexRank #12 · founded 2012
XT.COMRank #19 · founded 2018The short answer
- Bitfinex charges 0% on spot taker orders versus 0.2% on XT.COM.
- On futures, Bitfinex is cheaper for takers (0% vs 0.06%).
- Bitfinex has the cheaper withdrawal fee on 49 of the 56 coins both exchanges list (1 tie).
- XT.COM publishes the deeper VIP ladder (9 tiers), so high-volume traders can push fees lower there.
Head-to-head
| Fee | Bitfinex | XT.COM |
|---|---|---|
| Trading fees | ||
| Spot maker | 0%cheaper | 0.2% |
| Spot taker | 0%cheaper | 0.2% |
| Futures maker | 0%cheaper | 0.02% |
| Futures taker | 0%cheaper | 0.06% |
| Lowest spot taker (top VIP tier) | 0%cheaperRegular | 0.02%Premium VIP |
| Fee tiers published | 1Spot trading | 9moreSpot trading |
| Fee discount with exchange token | — | — |
| Withdrawals & deposits | ||
| Coins you can withdraw | 106synced 2026-08-29 00:53 UTC | 1,109moresynced 2026-08-29 00:53 UTC |
| Median withdrawal fee (coins on both) | $0.07541cheaperacross 56 coins | $1.43across 56 coins |
| Cheaper withdrawal on… | 49 coinsmore1 tied | 6 coins1 tied |
| Crypto deposit fee | Free | Free |
| Exchange profile | ||
| Volume 24h (spot + derivatives) | $339.44MOI $752.86M | $11.84BmoreOI $8.47B |
| Markets | Spot, Derivativesfounded 2012 | Spot, Derivativesfounded 2018 |
| Fiat currencies | 4 currenciesUSD, EUR, GBP, JPY | 12 currenciesmoreUSD, KRW, NGN, EUR, CAD, HKD… |
“Cheaper” marks the better number on that row only. A dash means we have not verified that fee for the exchange yet — it is not a claim that the fee is zero.
What would you actually pay?
- Trading (Regular · 0% / 0%)
- $0.00
- Withdrawals (4× BTC · Bitcoin · $5.05 each)
- $20.19
- Trading (VIP 5 · 0.07% / 0.07%)
- $700.00
- Withdrawals (4× BTC · BNB Smart Chain (BEP20) · $0.8413 each)
- $3.37
At $1M of monthly spot volume (50% maker) plus 4 BTC withdrawals, Bitfinex costs $683.17 less per month — $8,198.10 a year.
Estimate only: it applies each exchange’s published VIP ladder for the market you picked, ignores token-payment discounts, referral rebates and promotional zero-fee pairs, and assumes every withdrawal uses the cheapest network above. Negative fees are maker rebates.
Spot fee tiers side by side
BitfinexSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0% | 0% |
Source: Bitfinex fee schedule ↗ · verified 2026-08-28
XT.COMSpot trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| VIP 0 | — | 0.2% | 0.2% |
| VIP 1 | $20.00K | 0.16% | 0.16% |
| VIP 2 | $100.00K | 0.15% | 0.15% |
| VIP 3 | $250.00K | 0.12% | 0.12% |
| VIP 4 | $500.00K | 0.1% | 0.1% |
| VIP 5 | $1.00M | 0.07% | 0.07% |
| VIP 6 | $5.00M | 0.06% | 0.06% |
| VIP 7 | $10.00M | 0.04% | 0.04% |
| Premium VIP | $30.00M | 0.02% | 0.02% |
Source: XT.COM fee schedule ↗ · verified 2026-08-28
Futures fee tiers side by side
BitfinexFutures trading
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| Regular | — | 0% | 0% |
Source: Bitfinex fee schedule ↗ · verified 2026-08-28
XT.COMFutures trading — USDⓈ-M
| Tier | 30d volume ≥ | Maker | Taker |
|---|---|---|---|
| VIP 0 | — | 0.02% | 0.06% |
| VIP 1 | $200.00K | 0.018% | 0.054% |
| VIP 2 | $1.00M | 0.015% | 0.046% |
| VIP 3 | $8.00M | 0.013% | 0.041% |
| VIP 4 | $15.00M | 0.012% | 0.037% |
| VIP 5 | $35.00M | 0.01% | 0.035% |
| VIP 6 | $85.00M | 0.008% | 0.033% |
| VIP 7 | $150.00M | 0.006% | 0.03% |
| Premium VIP | $300.00M | 0.004% | 0.028% |
Source: XT.COM fee schedule ↗ · verified 2026-08-28
Withdrawal fees, coin by coin56 coins on both
| Coin | Bitfinex | XT.COM | Cheaper |
|---|---|---|---|
 BTCBitcoin | 0.0₄6000 BTC$5.05 · Bitcoin | 0.0₄1000 BTC$0.8413 · BNB Smart Chain (BEP20) +2 | XT.COMsaves $4.21 |
 ETHEthereum | 0.001000 ETH$2.69 · Ethereum (ERC20) | 0.0002000 ETH$0.5386 · BNB Smart Chain (BEP20) +5 | XT.COMsaves $2.15 |
 USDTTether USDt | Free$0.00 · Tron (TRC20) +12 | 0.01000 USDT$0.009998 · Aptos +11 | Bitfinexsaves $0.009998 |
 XRPXRP | 0.1000 XRP$0.1548 · XRP Ledger | 0.7000 XRP$1.08 · XRP Ledger +2 | Bitfinexsaves $0.9289 |
 USDCUSDC | 2.1484 USDC$2.15 · USDc | 0.001000 USDC$0.0009997 · BNB Smart Chain (BEP20) +9 | XT.COMsaves $2.15 |
 SOLSolana | 0.005000 SOL$0.6084 · Solana | 0.005000 SOL$0.6084 · BNB Smart Chain (BEP20) +1 | same |
 TRXTRON | 1 TRX$0.3363 · Tron (TRC20) | 4 TRX$1.35 · Tron (TRC20) | Bitfinexsaves $1.01 |
 ZECZcash | 0.003000 ZEC$4.67 · Zcash | 0.01000 ZEC$15.56 · Zcash | Bitfinexsaves $10.89 |
 DOGEDogecoin | Free$0.00 · Dogecoin | 12 DOGE$1.18 · Dogecoin | Bitfinexsaves $1.18 |
 LINKChainlink | 0.2348 LINK$3.37 · ChainLink | 0.2500 LINK$3.59 · XT Smart Chain +1 | Bitfinexsaves $0.2180 |
 XMRMonero | 0.0001000 XMR$0.05551 · Monero | 0.002000 XMR$1.11 · Monero | Bitfinexsaves $1.05 |
 ADACardano | 0.3000 ADA$0.07777 · Cardano | 10 ADA$2.59 · Cardano +1 | Bitfinexsaves $2.51 |
 XLMStellar | Free$0.00 · Stellar | 5.6 XLM$1.24 · Stellar | Bitfinexsaves $1.24 |
 NEARNEAR Protocol | Free$0.00 · NEAR | 0.5000 NEAR$2.41 · NEAR | Bitfinexsaves $2.41 |
 UNIUniswap | 0.5578 UNI$5.37 · Uniswap | 1 UNI$9.63 · XT Smart Chain +1 | Bitfinexsaves $4.26 |
 LTCLitecoin | 0.001000 LTC$0.07305 · Litecoin | 0.02000 LTC$1.46 · Litecoin | Bitfinexsaves $1.39 |
 AVAXAvalanche | Free$0.00 · Avalanche | 0.1400 AVAX$1.54 · Avalanche C-Chain | Bitfinexsaves $1.54 |
 SUISui | Free$0.00 · Sui | 1.34 SUI$1.58 · Sui | Bitfinexsaves $1.58 |
 GRAMGram (prev. Toncoin) | Free$0.00 · TON | 0.7300 GRAM$1.09 · TON | Bitfinexsaves $1.09 |
 SHIBShiba Inu | 363,330 SHIB$2.19 · Shiba Inu | 1,348,748 SHIB$8.12 · Ethereum (ERC20) | Bitfinexsaves $5.94 |
 XAUtTether Gold | Free$0.00 · Tether(XAU) on BNB Chain +1 | 0.003000 XAUt$12.84 · Ethereum (ERC20) | Bitfinexsaves $12.84 |
 ENAEthena | 20.718 ENA$5.70 · Ethena Labs | 42.8 ENA$11.78 · Ethereum (ERC20) | Bitfinexsaves $6.08 |
 AAVEAave | 0.01883 AAVE$2.92 · Aave | 0.06000 AAVE$9.29 · Ethereum (ERC20) | Bitfinexsaves $6.38 |
 MNTMantle | Free$0.00 · Mantle | 2 MNT$1.40 · Mantle +1 | Bitfinexsaves $1.40 |
 DOTPolkadot | Free$0.00 · Polkadot | 1.2 DOT$1.54 · Polkadot Asset Hub | Bitfinexsaves $1.54 |
Showing 1–25 of 56 coins
Deposit, fiat, card and other fees
| Fee | Bitfinex | XT.COM |
|---|---|---|
| Crypto deposit fee | Free | Free |
Bitfinex vs XT.COM — FAQ
Is Bitfinex or XT.COM cheaper?
Bitfinex charges 0% on spot taker orders versus 0.2% on XT.COM. On futures, Bitfinex is cheaper for takers (0% vs 0.06%). Bitfinex has the cheaper withdrawal fee on 49 of the 56 coins both exchanges list (1 tie). XT.COM publishes the deeper VIP ladder (9 tiers), so high-volume traders can push fees lower there.
Which has lower trading fees, Bitfinex or XT.COM?
Bitfinex charges 0% taker / 0% maker on spot and 0% taker on futures at the entry tier. XT.COM charges 0.2% taker / 0.2% maker on spot and 0.06% taker on futures. Across the metrics we compare, Bitfinex wins more of them. Both drop as your 30-day volume grows — use the calculator above to price your own volume.
Which is cheaper for withdrawals, Bitfinex or XT.COM?
Of the 56 coins both exchanges let you withdraw, Bitfinex is cheaper on 49, XT.COM on 6, and 1 are identical. The median withdrawal fee on that shared basket is $0.07541 on Bitfinex versus $1.43 on XT.COM. Bitfinex is the cheaper default, but the winner changes coin by coin — check the coin you actually withdraw.
How can I pay lower fees on Bitfinex or XT.COM?
Both exchanges also cut maker/taker rates as your 30-day volume rises — Bitfinex publishes 1 tier and XT.COM publishes 9 tiers. Choosing the cheapest withdrawal network matters just as much: on many coins the gap between networks is larger than the gap between exchanges.
Are these Bitfinex and XT.COM fees up to date?
Trading fees are hand-curated from each exchange's official fee schedule and carry the date we last verified them (2026-08-28 for Bitfinex, 2026-08-28 for XT.COM). Withdrawal fees are synced from each exchange's own API or fee page (last sync 2026-08-29 00:53 UTC for Bitfinex, 2026-08-29 00:53 UTC for XT.COM). USD amounts are recomputed at the live coin price.
Other comparisons
Trading and other fee numbers are hand-curated from each exchange’s official fee pages (linked next to every tier table) and carry the date we last verified them. Withdrawal fees are synced from each exchange’s own API or fee page; USD amounts are computed at the current live coin price, so they move with the market. Rates exclude referral rebates, promotional zero-fee pairs and regional pricing. Full detail per exchange: Bitfinex fees · XT.COM fees.