Convert Stellar to USDC
1 XLM = 0.21828825 USDC · -0.55% (24h) · XLM rank #16 · mcap $7.61B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 OurbitMost received | 0% | 0 USDC0.00% of the conversion | 0.21828825 USDC$0.2182 |
 KCEX | 0% | 0 USDC0.00% of the conversion | 0.21828825 USDC$0.2182 |
 Bitfinex | 0% | 0 USDC0.00% of the conversion | 0.21828825 USDC$0.2182 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00010914413 USDC0.05% of the conversion | 0.21817911 USDC$0.2181 |
 Pionex | 0.05% | 0.00010914413 USDC0.05% of the conversion | 0.21817911 USDC$0.2181 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00010914413 USDC0.05% of the conversion | 0.21817911 USDC$0.2181 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.00021392249 USDC0.10% of the conversion | 0.21807433 USDC$0.2180 |
 Binance | 0.1%−25% paying fees in BNB | 0.00021828825 USDC0.10% of the conversion | 0.21806997 USDC$0.2180 |
Converting 1 XLM on Ourbit leaves you 0.001746306 USDC more than on Kraken, the most expensive venue we track for this pair.
1 XLM converts to 0.21828825 USDC right now, so 1 USDC buys 4.581099 XLM. XLM is down 0.55% against USDC over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Ourbit, while Kraken charges 0.8% for the same conversion. If you move the USDC off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDC over BNB Smart Chain (BEP20) on Ourbit.
XLM/USDC performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 0.18883966 USDC | 0.22434916 USDC | 0.20932419 USDC | +9.59% |
| 30 days | 0.17465873 USDC | 0.22049541 USDC | 0.18940613 USDC | +21.64% |
| 1 year | 0.14341132 USDC | 0.40858086 USDC | 0.2071533 USDC | -39.48% |
XLM to USDC conversion tables
| XLM | USDC |
|---|---|
| 5 XLM | 1.091441 USDC |
| 25 XLM | 5.457206 USDC |
| 50 XLM | 10.914413 USDC |
| 500 XLM | 109.144127 USDC |
| 5,000 XLM | 1,091.44 USDC |
| 10,000 XLM | 2,182.88 USDC |
| 100,000 XLM | 21,828.83 USDC |
| 500,000 XLM | 109,144.13 USDC |
| 10,000,000 XLM | 2,182,882.54 USDC |
| USDC | XLM |
|---|---|
| 1 USDC | 4.581099 XLM |
| 10 USDC | 45.810985 XLM |
| 25 USDC | 114.527463 XLM |
| 100 USDC | 458.109853 XLM |
| 1,000 USDC | 4,581.1 XLM |
| 5,000 USDC | 22,905.49 XLM |
| 50,000 USDC | 229,054.93 XLM |
| 100,000 USDC | 458,109.85 XLM |
| 1,000,000 USDC | 4,581,098.53 XLM |
Related conversions
XLM to other currencies
XLM to other coins
XLM to USDC — FAQ
How much is 1 XLM in USDC?
1 XLM is worth 0.21828825 USDC at the mid-market rate, based on the live market price we sync for that coin. 10 XLM is 2.182883 USDC and 100 XLM is 21.828825 USDC.
How much XLM do I need to get 1 USDC?
4.581099 XLM at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XLM to USDC?
Ourbit has the cheapest standard taker fee for this pair at 0%, which is 0 USDC on a 1 XLM conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDC, so you see the amount that actually lands.
Has XLM gone up or down against USDC today?
XLM is down 0.55% against USDC over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XLM to USDC rate been over the past 1 year?
Over the last 1 year the pair traded between 0.14341132 USDC and 0.40858086 USDC, averaging 0.2071533 USDC, and it is down 39.48% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XLM/USDC rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-09-26 19:08 UTC · fiat rates from exchangerate-api.com, updated 2026-09-26 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.