Convert Stellar to USDC
1 XLM = 0.18002574 USDC · -1.92% (24h) · XLM rank #16 · mcap $6.27B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 OurbitMost received | 0% | 0 USDC0.00% of the conversion | 0.18002574 USDC$0.1799 |
 KCEX | 0% | 0 USDC0.00% of the conversion | 0.18002574 USDC$0.1799 |
 Bitfinex | 0% | 0 USDC0.00% of the conversion | 0.18002574 USDC$0.1799 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00009001287 USDC0.05% of the conversion | 0.17993573 USDC$0.1798 |
 Pionex | 0.05% | 0.00009001287 USDC0.05% of the conversion | 0.17993573 USDC$0.1798 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00009001287 USDC0.05% of the conversion | 0.17993573 USDC$0.1798 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.00017642522 USDC0.10% of the conversion | 0.17984931 USDC$0.1797 |
 Binance | 0.1%−25% paying fees in BNB | 0.00018002574 USDC0.10% of the conversion | 0.17984571 USDC$0.1797 |
Converting 1 XLM on Ourbit leaves you 0.0014402059 USDC more than on Kraken, the most expensive venue we track for this pair.
1 XLM converts to 0.18002574 USDC right now, so 1 USDC buys 5.554761 XLM. XLM is down 1.92% against USDC over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Ourbit, while Kraken charges 0.8% for the same conversion. If you move the USDC off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDC over BNB Smart Chain (BEP20) on Ourbit.
XLM/USDC performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 0.17165219 USDC | 0.18792787 USDC | 0.17832346 USDC | +0.35% |
| 30 days | 0.15472354 USDC | 0.2019228 USDC | 0.17335699 USDC | +11.33% |
| 1 year | 0.14341132 USDC | 0.40858086 USDC | 0.21793695 USDC | -49.54% |
XLM to USDC conversion tables
| XLM | USDC |
|---|---|
| 5 XLM | 0.9001287 USDC |
| 25 XLM | 4.500643 USDC |
| 50 XLM | 9.001287 USDC |
| 500 XLM | 90.01287 USDC |
| 5,000 XLM | 900.128697 USDC |
| 10,000 XLM | 1,800.26 USDC |
| 100,000 XLM | 18,002.57 USDC |
| 500,000 XLM | 90,012.87 USDC |
| 10,000,000 XLM | 1,800,257.39 USDC |
| USDC | XLM |
|---|---|
| 1 USDC | 5.554761 XLM |
| 10 USDC | 55.547612 XLM |
| 25 USDC | 138.869031 XLM |
| 100 USDC | 555.476124 XLM |
| 1,000 USDC | 5,554.76 XLM |
| 5,000 USDC | 27,773.81 XLM |
| 50,000 USDC | 277,738.06 XLM |
| 100,000 USDC | 555,476.12 XLM |
| 1,000,000 USDC | 5,554,761.24 XLM |
Related conversions
XLM to other currencies
XLM to other coins
XLM to USDC — FAQ
How much is 1 XLM in USDC?
1 XLM is worth 0.18002574 USDC at the mid-market rate, based on the live market price we sync for that coin. 10 XLM is 1.800257 USDC and 100 XLM is 18.002574 USDC.
How much XLM do I need to get 1 USDC?
5.554761 XLM at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XLM to USDC?
Ourbit has the cheapest standard taker fee for this pair at 0%, which is 0 USDC on a 1 XLM conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDC, so you see the amount that actually lands.
Has XLM gone up or down against USDC today?
XLM is down 1.92% against USDC over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XLM to USDC rate been over the past 1 year?
Over the last 1 year the pair traded between 0.14341132 USDC and 0.40858086 USDC, averaging 0.21793695 USDC, and it is down 49.54% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XLM/USDC rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-09-05 03:36 UTC · fiat rates from exchangerate-api.com, updated 2026-09-05 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.