Convert Stellar to Tether USDt
1 XLM = 0.21828407 USDT · -0.10% (24h) · XLM rank #16 · mcap $7.64B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. USDT is a dollar stablecoin and is held at today's price, so the line tracks XLM. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 BitfinexMost received | 0% | 0 USDT0.00% of the conversion | 0.21828407 USDT$0.2182 |
 KCEX | 0% | 0 USDT0.00% of the conversion | 0.21828407 USDT$0.2182 |
 Ourbit | 0% | 0 USDT0.00% of the conversion | 0.21828407 USDT$0.2182 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00010914204 USDT0.05% of the conversion | 0.21817493 USDT$0.2181 |
 Pionex | 0.05% | 0.00010914204 USDT0.05% of the conversion | 0.21817493 USDT$0.2181 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00010914204 USDT0.05% of the conversion | 0.21817493 USDT$0.2181 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.00021391839 USDT0.10% of the conversion | 0.21807015 USDT$0.2180 |
 Biconomy.com | 0.1% | 0.00021828407 USDT0.10% of the conversion | 0.21806579 USDT$0.2180 |
Converting 1 XLM on Bitfinex leaves you 0.0017462726 USDT more than on Kraken, the most expensive venue we track for this pair.
1 XLM converts to 0.21828407 USDT right now, so 1 USDT buys 4.581186 XLM. XLM is down 0.10% against USDT over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Bitfinex, while Kraken charges 0.8% for the same conversion. If you move the USDT off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDT over Tron (TRC20) on Bitfinex.
XLM/USDT performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 0.18883737 USDT | 0.22430627 USDT | 0.20924553 USDT | +9.63% |
| 30 days | 0.17465382 USDT | 0.22047531 USDT | 0.18939617 USDT | +21.83% |
| 1 year | 0.14347599 USDT | 0.40864252 USDT | 0.20721371 USDT | -39.39% |
XLM to USDT conversion tables
| XLM | USDT |
|---|---|
| 5 XLM | 1.09142 USDT |
| 25 XLM | 5.457102 USDT |
| 50 XLM | 10.914204 USDT |
| 500 XLM | 109.142035 USDT |
| 5,000 XLM | 1,091.42 USDT |
| 10,000 XLM | 2,182.84 USDT |
| 100,000 XLM | 21,828.41 USDT |
| 500,000 XLM | 109,142.04 USDT |
| 10,000,000 XLM | 2,182,840.71 USDT |
| USDT | XLM |
|---|---|
| 1 USDT | 4.581186 XLM |
| 10 USDT | 45.811863 XLM |
| 25 USDT | 114.529658 XLM |
| 100 USDT | 458.118632 XLM |
| 1,000 USDT | 4,581.19 XLM |
| 5,000 USDT | 22,905.93 XLM |
| 50,000 USDT | 229,059.32 XLM |
| 100,000 USDT | 458,118.63 XLM |
| 1,000,000 USDT | 4,581,186.32 XLM |
Related conversions
XLM to other currencies
XLM to other coins
XLM to USDT — FAQ
How much is 1 XLM in USDT?
1 XLM is worth 0.21828407 USDT at the mid-market rate, based on the live market price we sync for that coin. 10 XLM is 2.182841 USDT and 100 XLM is 21.828407 USDT.
How much XLM do I need to get 1 USDT?
4.581186 XLM at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XLM to USDT?
Bitfinex has the cheapest standard taker fee for this pair at 0%, which is 0 USDT on a 1 XLM conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDT, so you see the amount that actually lands.
Has XLM gone up or down against USDT today?
XLM is down 0.10% against USDT over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XLM to USDT rate been over the past 1 year?
Over the last 1 year the pair traded between 0.14347599 USDT and 0.40864252 USDT, averaging 0.20721371 USDT, and it is down 39.39% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XLM/USDT rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-09-26 18:17 UTC · fiat rates from exchangerate-api.com, updated 2026-09-26 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.