Convert Tether USDt to Stellar
1 USDT = 5.08265 XLM · -1.36% (24h) · USDT rank #3 · mcap $184.07B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. USDT is a dollar stablecoin and is held at today's price, so the line tracks XLM. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 BitfinexMost received | 0% | 0 XLM0.00% of the conversion | 5.08265 XLM$0.9990 |
 KCEX | 0% | 0 XLM0.00% of the conversion | 5.08265 XLM$0.9990 |
 Ourbit | 0% | 0 XLM0.00% of the conversion | 5.08265 XLM$0.9990 |
 Deribit | 0.05%as low as 0% on some pairs | 0.0025413252 XLM0.05% of the conversion | 5.080109 XLM$0.9985 |
 Pionex | 0.05% | 0.0025413252 XLM0.05% of the conversion | 5.080109 XLM$0.9985 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.0025413252 XLM0.05% of the conversion | 5.080109 XLM$0.9985 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.0049809973 XLM0.10% of the conversion | 5.077669 XLM$0.9980 |
 Delta Exchange | 0.1%as low as 0% on some pairs | 0.0050826503 XLM0.10% of the conversion | 5.077568 XLM$0.9980 |
Converting 1 USDT on Bitfinex leaves you 0.040661203 XLM more than on Kraken, the most expensive venue we track for this pair.
1 USDT converts to 5.08265 XLM right now, so 1 XLM buys 0.19674775 USDT. USDT is down 1.36% against XLM over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Bitfinex, while Kraken charges 0.8% for the same conversion. If you move the XLM off the exchange afterwards, the cheapest withdrawal we have on record is 0 XLM over Stellar on Bitfinex.
USDT/XLM performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 4.444264 XLM | 5.367592 XLM | 4.836363 XLM | +9.38% |
| 30 days | 4.30015 XLM | 5.682363 XLM | 4.924836 XLM | -9.15% |
| 1 year | 2.84693 XLM | 6.964697 XLM | 5.195566 XLM | +64.42% |
USDT to XLM conversion tables
| USDT | XLM |
|---|---|
| 1 USDT | 5.08265 XLM |
| 10 USDT | 50.826503 XLM |
| 25 USDT | 127.066258 XLM |
| 100 USDT | 508.265034 XLM |
| 1,000 USDT | 5,082.65 XLM |
| 5,000 USDT | 25,413.25 XLM |
| 50,000 USDT | 254,132.52 XLM |
| 100,000 USDT | 508,265.03 XLM |
| 1,000,000 USDT | 5,082,650.34 XLM |
| XLM | USDT |
|---|---|
| 5 XLM | 0.98373873 USDT |
| 25 XLM | 4.918694 USDT |
| 50 XLM | 9.837387 USDT |
| 500 XLM | 98.373873 USDT |
| 5,000 XLM | 983.738732 USDT |
| 10,000 XLM | 1,967.48 USDT |
| 100,000 XLM | 19,674.77 USDT |
| 500,000 XLM | 98,373.87 USDT |
| 10,000,000 XLM | 1,967,477.46 USDT |
Related conversions
USDT to other currencies
USDT to other coins
USDT to XLM — FAQ
How much is 1 USDT in XLM?
1 USDT is worth 5.08265 XLM at the mid-market rate, based on the live market price we sync for that coin. 10 USDT is 50.826503 XLM and 100 USDT is 508.265034 XLM.
How much USDT do I need to get 1 XLM?
0.19674775 USDT at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert USDT to XLM?
Bitfinex has the cheapest standard taker fee for this pair at 0%, which is 0 XLM on a 1 USDT conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for XLM, so you see the amount that actually lands.
Has USDT gone up or down against XLM today?
USDT is down 1.36% against XLM over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the USDT to XLM rate been over the past 1 year?
Over the last 1 year the pair traded between 2.84693 XLM and 6.964697 XLM, averaging 5.195566 XLM, and it is up 64.42% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the USDT/XLM rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-10-10 10:07 UTC · fiat rates from exchangerate-api.com, updated 2026-10-10 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.