How to Buy Tether USDt
Every exchange we track that lists USDT, what the buy costs, and what it costs to take USDT with you afterwards.
69 of the exchanges we track list USDT, and 43 of those accept fiat, so you can buy it without holding crypto first. The cheapest place to place the order is Bitfinex at $0.00 on a $1,000 market buy. It is also the cheapest once the withdrawal fee is added — $0.00 to buy $1,000 of USDT and move it to your own wallet. USDT moves over 46 networks (Ethereum (ERC20), BNB Smart Chain (BEP20), Tron (TRC20) and others) — pick the same one on the exchange withdrawal screen and in your wallet. 1 of them has USDT withdrawals paused right now — you can buy there, but you cannot take the coin with you until it reopens.
Networks USDT runs on
Where to buy USDT
All-in cost is the trading fee on a $1,000 market buy plus the cheapest fee that exchange charges to withdraw USDT. It is the number the exchange’s own “how to buy” page never shows you, and it reorders the table more often than not. The coins column is how many assets each exchange lists in total, from our own sync — not the figure CoinMarketCap prints.
| Exchange | Buy fee on $1,000 | Move it out | All-in cost | Coins listed | Buy |
|---|---|---|---|---|---|
 MEXCReferralPay with Card | $0.500–0.05% taker | FreePlasma | $0.50 | 9,475 | Visit ↗ |
 OKXReferralPay with Card | $1.000.1% taker | $0.0₅57010.0₅5700 USDT · Plasma (USDT0) | $1.00 | 411 | Visit ↗ |
 BitgetReferralPay with Card, 3rd-party | $1.000.1% taker | $0.0010000.001000 USDT · Plasma | $1.00 | 2,516 | Visit ↗ |
 BinanceReferralPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.010000.01000 USDT · BNB Smart Chain (BEP20) | $1.01 | 866 | Visit ↗ |
 GateReferralPay with Card | $1.000.1% taker | $0.040010.04000 USDT · Aptos | $1.04 | 2,059 | Visit ↗ |
 BitfinexPay with Bank, 3rd-party | $0.000% taker | FreeTron (TRC20) | $0.00 | 106 | Visit ↗ |
 OurbitPay with Bank | $0.000% taker | $0.010000.01000 USDT · BNB Smart Chain (BEP20) | $0.01 | 1,980 | Visit ↗ |
 KCEXPay with Card, 3rd-party | $0.000% taker | $0.010000.01000 USDT · BNB Smart Chain (BEP20) | $0.01 | 908 | Visit ↗ |
 AEGETCrypto deposit only | $0.400.04% taker | $0.10000.1000 USDT · Avalanche C-Chain | $0.50 | 8 | Visit ↗ |
 BASEKXCrypto deposit only | $0.000% taker | $0.50010.5000 USDT · BNB Smart Chain (BEP20) | $0.50 | 4 | Visit ↗ |
 FlipsterCrypto deposit only | $0.600.06% taker | $0.010000.01000 USDT · Aptos | $0.61 | 52 | Visit ↗ |
 ADENCrypto deposit only | $0.600.06% taker | $0.10000.1000 USDT · Solana | $0.70 | 1 | Visit ↗ |
 AevoCrypto deposit only | $0.800.08% taker | FreeArbitrum One | $0.80 | 4 | Visit ↗ |
 ASTXCrypto deposit only | $1.000.1% taker | FreeBNB Smart Chain (BEP20) | $1.00 | 7 | Visit ↗ |
 Biconomy.comPay with Card, P2P, 3rd-party | $1.000.1% taker | FreeBNB Smart Chain (BEP20) | $1.00 | 990 | Visit ↗ |
 PionexPay with Card, P2P | $1.000.05–0.1% taker | $0.011000.01100 USDT · Plasma | $1.01 | 206 | Visit ↗ |
 ToobitPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $0.020000.02000 USDT · opBNB | $1.02 | 581 | Visit ↗ |
 WEEXPay with Card, P2P | $1.000.1% taker | $0.050010.05000 USDT · Plasma | $1.05 | 594 | Visit ↗ |
 BitMEXCrypto deposit only | $1.000.05–0.1% taker | $0.050010.05000 USDT · Arbitrum One | $1.05 | 51 | Visit ↗ |
 FameEXPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $0.070010.07000 USDT · Polygon | $1.07 | 115 | Visit ↗ |
 Backpack ExchangePay with Bank | $1.000.1% taker | $0.10000.1000 USDT · Sei | $1.10 | 6,485 | Visit ↗ |
 Delta ExchangeCrypto deposit only | $1.000–0.1% taker | $0.10000.1000 USDT · BNB Smart Chain (BEP20) | $1.10 | 170 | Visit ↗ |
 BitunixPay with P2P | $1.000.1% taker | $0.10000.1000 USDT · Aptos | $1.10 | 993 | Visit ↗ |
 WhiteBITPay with Card | $1.000.1% taker | $0.10000.1000 USDT · Plasma | $1.10 | 423 | Visit ↗ |
 YEXCrypto deposit only | $1.000.1% taker | $0.15000.1500 USDT · BNB Smart Chain (BEP20) | $1.15 | 11 | Visit ↗ |
 HashKey GlobalCrypto deposit only | $1.200.12% taker | FreePlasma | $1.20 | 115 | Visit ↗ |
 LBankPay with 3rd-party | $1.000.1% taker | $0.20000.2000 USDT · BNB Smart Chain (BEP20) | $1.20 | 1,890 | Visit ↗ |
 BYDFiCrypto deposit only | $1.000.1% taker | $0.20000.2000 USDT · Polygon | $1.20 | 101 | Visit ↗ |
 OrderlyCrypto deposit only | $0.300.03% taker | $1.001 USDT · X Layer | $1.30 | 9 | Visit ↗ |
 KuCoinPay with Card | $1.000.1% taker | $0.50010.5000 USDT · KuCoin Community Chain | $1.50 | 2,147 | Visit ↗ |
 MGBXPay with Bank | $1.000.1% taker | $0.50010.5000 USDT · BNB Smart Chain (BEP20) | $1.50 | 364 | Visit ↗ |
 WHXEXCrypto deposit only | $1.500.15% taker | $0.0021800.002180 USDT · BNB Smart Chain (BEP20) | $1.50 | 235 | Visit ↗ |
 TapbitPay with Card, P2P | $1.000.1% taker | $0.80010.8000 USDT · BNB Smart Chain (BEP20) | $1.80 | 198 | Visit ↗ |
 GrvtCrypto deposit only | $0.850.085% taker | $1.001 USDT · Arbitrum One | $1.85 | 1 | Visit ↗ |
 HotcoinPay with 3rd-party | $2.000.2% taker | FreeScroll | $2.00 | 643 | Visit ↗ |
 CoinExPay with P2P, 3rd-party | $2.000.2% taker | $0.0₄43010.0₄4300 USDT · Plasma | $2.00 | 1,018 | Visit ↗ |
 BlockfinexPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $1.001 USDT · Polygon | $2.00 | 69 | Visit ↗ |
 CoinWPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $1.001 USDT · Tron (TRC20) | $2.00 | 1,218 | Visit ↗ |
 ApeX OmniCrypto deposit only | $0.500.05% taker | $1.501.5 USDT · Arbitrum One | $2.00 | 10 | Visit ↗ |
 B2Z ExchangeCrypto deposit only | $2.000.2% taker | $0.0010000.001000 USDT · Plasma | $2.00 | 232 | Visit ↗ |
 BTSEPay with Card, Bank | $2.000.2% taker | $0.0010000.001000 USDT · Plasma | $2.00 | 329 | Visit ↗ |
 idax exchangePay with Bank, 3rd-party | $2.000.2% taker | $0.0043610.004360 USDT · BNB Smart Chain (BEP20) | $2.00 | 378 | Visit ↗ |
 HTXPay with Bank, P2P | $2.000.2% taker | $0.010000.01000 USDT · BNB Smart Chain (BEP20) | $2.01 | 1,159 | Visit ↗ |
 XT.COMPay with Card, Bank, P2P | $2.000.2% taker | $0.010000.01000 USDT · Aptos | $2.01 | 1,110 | Visit ↗ |
 DigiFinexPay with Card, P2P | $2.000.2% taker | $0.10000.1000 USDT · Arbitrum One | $2.10 | 1,009 | Visit ↗ |
 BitcastlePay with Card | $2.000.02–0.2% taker | $0.10000.1000 USDT · BNB Smart Chain (BEP20) | $2.10 | 170 | Visit ↗ |
 OrangeXPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $1.101.1021 USDT · Ethereum (ERC20) | $2.10 | 599 | Visit ↗ |
 HibtPay with P2P | $2.000.2% taker | $0.50010.5000 USDT · Ethereum (ERC20) | $2.50 | 1,721 | Visit ↗ |
 DeribitCrypto deposit only | $0.500–0.05% taker | $2.002 USDT · Ethereum (ERC20) | $2.50 | 50 | Visit ↗ |
 BitruePay with Card | $2.800.098–0.28% taker | $0.11000.1100 USDT · BNB Smart Chain (BEP20) | $2.91 | 1,784 | Visit ↗ |
Showing 1–50 of 69 exchanges listing USDT
Buying USDT step by step
- Pick a venue from the table. For a coin this size the choice is usually short — 69 exchanges list USDT at all, and the table already shows what you will pay to leave as well as to buy.
- Fund the account. 43 of those exchanges take fiat, 26 of them by card. Card is fastest and dearest; a bank transfer costs a fraction of it. Depositing a stablecoin you already hold is free on almost every exchange here.
- Place the order. A market order pays the taker fee in the table; a limit order that rests on the book pays the lower maker fee. On a thinly traded coin the spread costs more than either, so a limit order is worth the wait.
- Decide whether to move it. Leaving USDT on the exchange is free but custodial. Moving it to a wallet that supports it costs one withdrawal fee — send a small test amount first, and match the network on both sides.
How to buy USDT — FAQ
Where can I buy Tether USDt?
On 69 exchanges we track: MEXC, OKX, Bitget, Binance, Gate and 64 more. The table above has each one with its trading fee, the payment methods it takes and what it charges to withdraw USDT.
What is the cheapest way to buy USDT?
Bitfinex, at $0.00 to buy $1,000 of USDT and withdraw it — $0.00 in trading fee plus $0.00 to move it out over Tron (TRC20). If you are leaving the coin on the exchange, only the first half applies and a different venue may win. Paying by card adds the card processor's charge on top of both, typically 1.8–4%.
Can I buy USDT with a credit card?
Indirectly, yes. 26 of the exchanges listing USDT accept a card, but the card almost always buys a major asset — USDT, USDC, BTC — which you then swap for USDT on the same exchange. That means two fees: the card charge, then the trading fee in the table.
Do I have to pay a fee to withdraw USDT?
Every exchange charges one, as a flat amount of USDT per network rather than a percentage. We do not have a priced figure for all of the venues listing USDT yet — the USDT withdrawal fee page has whatever each exchange publishes.
Is it safe to leave USDT on the exchange?
It is a custody choice, not a safety switch. While the coin sits there the exchange holds the keys: convenient, recoverable if you lose your password, and dependent on the exchange staying solvent and keeping withdrawals open. Moving it to a wallet you control removes that dependency and costs one withdrawal fee. For a trading balance, staying put is reasonable; for a long hold, most people move.
Which network should I use for USDT?
USDT is issued on 46 networks and they are not interchangeable — USDT sent over Ethereum (ERC20) will not arrive at an address on BNB Smart Chain (BEP20). Ethereum (ERC20) is the one most exchanges use (68 of them). Withdrawal fees differ per network too, sometimes by an order of magnitude, so the cheapest network is worth checking as well as the cheapest exchange.
Exchange coverage for USDT comes from each exchange’s own deposit and withdrawal endpoints (last sync 2026-08-29 00:57 UTC); trading fees are the published base tier, no volume discount applied (verified 2026-08-28). Exchanges we have a referral arrangement with appear first and are tagged as such — it changes no number in any row. Nothing here is investment advice; see our methodology.