Convert 5 Stellar to Tether USDt
5 XLM = 0.98189806 USDT · 1 XLM = 0.19637961 USDT · +1.21% (24h) · XLM rank #17 · mcap $6.89B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. USDT is a dollar stablecoin and is held at today's price, so the line tracks XLM. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 BitfinexMost received | 0% | 0 USDT0.00% of the conversion | 0.98189806 USDT$0.9809 |
 KCEX | 0% | 0 USDT0.00% of the conversion | 0.98189806 USDT$0.9809 |
 Ourbit | 0% | 0 USDT0.00% of the conversion | 0.98189806 USDT$0.9809 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00049094903 USDT0.05% of the conversion | 0.98140711 USDT$0.9805 |
 Pionex | 0.05% | 0.00049094903 USDT0.05% of the conversion | 0.98140711 USDT$0.9805 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00049094903 USDT0.05% of the conversion | 0.98140711 USDT$0.9805 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.0009622601 USDT0.10% of the conversion | 0.9809358 USDT$0.9800 |
 Biconomy.com | 0.1% | 0.00098189806 USDT0.10% of the conversion | 0.98091616 USDT$0.9800 |
Converting 5 XLM on Bitfinex leaves you 0.0078551845 USDT more than on Kraken, the most expensive venue we track for this pair.
1 XLM converts to 0.19637961 USDT right now, so 1 USDT buys 5.092178 XLM. XLM is up 1.21% against USDT over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Bitfinex, while Kraken charges 0.8% for the same conversion. If you move the USDT off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDT over Tron (TRC20) on Bitfinex.
XLM/USDT performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 0.18629988 USDT | 0.22500501 USDT | 0.20719232 USDT | -8.62% |
| 30 days | 0.17597992 USDT | 0.23254577 USDT | 0.20439945 USDT | +10.08% |
| 1 year | 0.14357863 USDT | 0.35124915 USDT | 0.20087788 USDT | -39.18% |
XLM to USDT conversion tables
| XLM | USDT |
|---|---|
| 5 XLM | 0.98189806 USDT |
| 25 XLM | 4.90949 USDT |
| 50 XLM | 9.818981 USDT |
| 500 XLM | 98.189806 USDT |
| 5,000 XLM | 981.898062 USDT |
| 10,000 XLM | 1,963.8 USDT |
| 100,000 XLM | 19,637.96 USDT |
| 500,000 XLM | 98,189.81 USDT |
| 10,000,000 XLM | 1,963,796.12 USDT |
| USDT | XLM |
|---|---|
| 1 USDT | 5.092178 XLM |
| 10 USDT | 50.921783 XLM |
| 25 USDT | 127.304457 XLM |
| 100 USDT | 509.21783 XLM |
| 1,000 USDT | 5,092.18 XLM |
| 5,000 USDT | 25,460.89 XLM |
| 50,000 USDT | 254,608.91 XLM |
| 100,000 USDT | 509,217.83 XLM |
| 1,000,000 USDT | 5,092,178.3 XLM |
Related conversions
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XLM to USDT — FAQ
How much is 5 XLM in USDT?
5 XLM is worth 0.98189806 USDT at the mid-market rate, based on the live market price we sync for that coin. 50 XLM is 9.818981 USDT and 500 XLM is 98.189806 USDT.
How much XLM do I need to get 1 USDT?
5.092178 XLM at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XLM to USDT?
Bitfinex has the cheapest standard taker fee for this pair at 0%, which is 0 USDT on a 1 XLM conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDT, so you see the amount that actually lands.
Has XLM gone up or down against USDT today?
XLM is up 1.21% against USDT over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XLM to USDT rate been over the past 1 year?
Over the last 1 year the pair traded between 0.14357863 USDT and 0.35124915 USDT, averaging 0.20087788 USDT, and it is down 39.18% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XLM/USDT rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-10-10 10:28 UTC · fiat rates from exchangerate-api.com, updated 2026-10-10 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.