Convert 100000 Tether USDt to Stellar
100000 USDT = 519,365.56 XLM · 1 USDT = 5.193656 XLM · +2.51% (24h) · USDT rank #3 · mcap $183.98B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. USDT is a dollar stablecoin and is held at today's price, so the line tracks XLM. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 BitfinexMost received | 0% | 0 XLM0.00% of the conversion | 519,365.56 XLM$99,880.95 |
 KCEX | 0% | 0 XLM0.00% of the conversion | 519,365.56 XLM$99,880.95 |
 Ourbit | 0% | 0 XLM0.00% of the conversion | 519,365.56 XLM$99,880.95 |
 Deribit | 0.05%as low as 0% on some pairs | 259.68278 XLM0.05% of the conversion | 519,105.88 XLM$99,831.01 |
 Pionex | 0.05% | 259.68278 XLM0.05% of the conversion | 519,105.88 XLM$99,831.01 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 259.68278 XLM0.05% of the conversion | 519,105.88 XLM$99,831.01 |
 Bitrue | 0.098%−20% paying fees in BTR | 508.978249 XLM0.10% of the conversion | 518,856.58 XLM$99,783.06 |
 Delta Exchange | 0.1%as low as 0% on some pairs | 519.36556 XLM0.10% of the conversion | 518,846.19 XLM$99,781.07 |
Converting 100,000 USDT on Bitfinex leaves you 4,154.92 XLM more than on Kraken, the most expensive venue we track for this pair.
1 USDT converts to 5.193656 XLM right now, so 1 XLM buys 0.19254261 USDT. USDT is up 2.51% against XLM over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Bitfinex, while Kraken charges 0.8% for the same conversion. If you move the XLM off the exchange afterwards, the cheapest withdrawal we have on record is 0 XLM over Stellar on Bitfinex.
USDT/XLM performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 4.7036 XLM | 5.366481 XLM | 5.062903 XLM | +10.59% |
| 30 days | 4.29926 XLM | 5.681187 XLM | 4.875516 XLM | -0.64% |
| 1 year | 2.963299 XLM | 6.963256 XLM | 5.212237 XLM | +74.95% |
USDT to XLM conversion tables
| USDT | XLM |
|---|---|
| 1 USDT | 5.193656 XLM |
| 10 USDT | 51.936556 XLM |
| 25 USDT | 129.84139 XLM |
| 100 USDT | 519.36556 XLM |
| 1,000 USDT | 5,193.66 XLM |
| 5,000 USDT | 25,968.28 XLM |
| 50,000 USDT | 259,682.78 XLM |
| 100,000 USDT | 519,365.56 XLM |
| 1,000,000 USDT | 5,193,655.6 XLM |
| XLM | USDT |
|---|---|
| 5 XLM | 0.96271305 USDT |
| 25 XLM | 4.813565 USDT |
| 50 XLM | 9.62713 USDT |
| 500 XLM | 96.271305 USDT |
| 5,000 XLM | 962.713046 USDT |
| 10,000 XLM | 1,925.43 USDT |
| 100,000 XLM | 19,254.26 USDT |
| 500,000 XLM | 96,271.3 USDT |
| 10,000,000 XLM | 1,925,426.09 USDT |
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USDT to XLM — FAQ
How much is 100,000 USDT in XLM?
100,000 USDT is worth 519,365.56 XLM at the mid-market rate, based on the live market price we sync for that coin. 1,000,000 USDT is 5,193,655.6 XLM and 10,000,000 USDT is 51,936,555.98 XLM.
How much USDT do I need to get 1 XLM?
0.19254261 USDT at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert USDT to XLM?
Bitfinex has the cheapest standard taker fee for this pair at 0%, which is 0 XLM on a 1 USDT conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for XLM, so you see the amount that actually lands.
Has USDT gone up or down against XLM today?
USDT is up 2.51% against XLM over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the USDT to XLM rate been over the past 1 year?
Over the last 1 year the pair traded between 2.963299 XLM and 6.963256 XLM, averaging 5.212237 XLM, and it is up 74.95% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the USDT/XLM rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-10-13 20:01 UTC · fiat rates from exchangerate-api.com, updated 2026-10-12 23:57 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.