Convert 100000 Tether USDt to Stellar
100000 USDT = 458,077.8 XLM · 1 USDT = 4.580778 XLM · +2.29% (24h) · USDT rank #3 · mcap $183.77B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. USDT is a dollar stablecoin and is held at today's price, so the line tracks XLM. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 BitfinexMost received | 0% | 0 XLM0.00% of the conversion | 458,077.8 XLM$99,970.9 |
 KCEX | 0% | 0 XLM0.00% of the conversion | 458,077.8 XLM$99,970.9 |
 Ourbit | 0% | 0 XLM0.00% of the conversion | 458,077.8 XLM$99,970.9 |
 Deribit | 0.05%as low as 0% on some pairs | 229.038899 XLM0.05% of the conversion | 457,848.76 XLM$99,920.91 |
 Pionex | 0.05% | 229.038899 XLM0.05% of the conversion | 457,848.76 XLM$99,920.91 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 229.038899 XLM0.05% of the conversion | 457,848.76 XLM$99,920.91 |
 Bitrue | 0.098%−20% paying fees in BTR | 448.916242 XLM0.10% of the conversion | 457,628.88 XLM$99,872.93 |
 Delta Exchange | 0.1%as low as 0% on some pairs | 458.077798 XLM0.10% of the conversion | 457,619.72 XLM$99,870.93 |
Converting 100,000 USDT on Bitfinex leaves you 3,664.62 XLM more than on Kraken, the most expensive venue we track for this pair.
1 USDT converts to 4.580778 XLM right now, so 1 XLM buys 0.21830353 USDT. USDT is up 2.29% against XLM over the past 24 hours. 38 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Bitfinex, while Kraken charges 0.8% for the same conversion. If you move the XLM off the exchange afterwards, the cheapest withdrawal we have on record is 0 XLM over Stellar on Bitfinex.
USDT/XLM performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 4.458011 XLM | 5.295349 XLM | 4.805741 XLM | -8.93% |
| 30 days | 4.535473 XLM | 5.725382 XLM | 5.30869 XLM | -18.01% |
| 1 year | 2.447028 XLM | 6.969527 XLM | 5.119245 XLM | +64.80% |
USDT to XLM conversion tables
| USDT | XLM |
|---|---|
| 1 USDT | 4.580778 XLM |
| 10 USDT | 45.80778 XLM |
| 25 USDT | 114.519449 XLM |
| 100 USDT | 458.077798 XLM |
| 1,000 USDT | 4,580.78 XLM |
| 5,000 USDT | 22,903.89 XLM |
| 50,000 USDT | 229,038.9 XLM |
| 100,000 USDT | 458,077.8 XLM |
| 1,000,000 USDT | 4,580,777.98 XLM |
| XLM | USDT |
|---|---|
| 5 XLM | 1.091518 USDT |
| 25 XLM | 5.457588 USDT |
| 50 XLM | 10.915176 USDT |
| 500 XLM | 109.151765 USDT |
| 5,000 XLM | 1,091.52 USDT |
| 10,000 XLM | 2,183.04 USDT |
| 100,000 XLM | 21,830.35 USDT |
| 500,000 XLM | 109,151.76 USDT |
| 10,000,000 XLM | 2,183,035.29 USDT |
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USDT to XLM — FAQ
How much is 100,000 USDT in XLM?
100,000 USDT is worth 458,077.8 XLM at the mid-market rate, based on the live market price we sync for that coin. 1,000,000 USDT is 4,580,777.98 XLM and 10,000,000 USDT is 45,807,779.77 XLM.
How much USDT do I need to get 1 XLM?
0.21830353 USDT at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert USDT to XLM?
Bitfinex has the cheapest standard taker fee for this pair at 0%, which is 0 XLM on a 1 USDT conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for XLM, so you see the amount that actually lands.
Has USDT gone up or down against XLM today?
USDT is up 2.29% against XLM over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the USDT to XLM rate been over the past 1 year?
Over the last 1 year the pair traded between 2.447028 XLM and 6.969527 XLM, averaging 5.119245 XLM, and it is up 64.80% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the USDT/XLM rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-09-26 12:12 UTC · fiat rates from exchangerate-api.com, updated 2026-09-26 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.