Convert XRP to USDC
1 XRP = 1.488837 USDC · -0.49% (24h) · XRP rank #5 · mcap $93.94B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 OurbitMost received | 0% | 0 USDC0.00% of the conversion | 1.488837 USDC$1.49 |
 KCEX | 0% | 0 USDC0.00% of the conversion | 1.488837 USDC$1.49 |
 Bitfinex | 0% | 0 USDC0.00% of the conversion | 1.488837 USDC$1.49 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00074441861 USDC0.05% of the conversion | 1.488093 USDC$1.49 |
 Pionex | 0.05% | 0.00074441861 USDC0.05% of the conversion | 1.488093 USDC$1.49 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00074441861 USDC0.05% of the conversion | 1.488093 USDC$1.49 |
 Flipster | 0.06% | 0.00089330233 USDC0.06% of the conversion | 1.487944 USDC$1.49 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.0014590605 USDC0.10% of the conversion | 1.487378 USDC$1.49 |
Converting 1 XRP on Ourbit leaves you 0.011910698 USDC more than on Kraken, the most expensive venue we track for this pair.
1 XRP converts to 1.488837 USDC right now, so 1 USDC buys 0.6716651 XRP. XRP is down 0.49% against USDC over the past 24 hours. 49 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Ourbit, while Kraken charges 0.8% for the same conversion. If you move the USDC off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDC over BNB Smart Chain (BEP20) on Ourbit.
XRP/USDC performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 1.457769 USDC | 1.602606 USDC | 1.51864 USDC | -0.88% |
| 30 days | 1.282079 USDC | 1.572127 USDC | 1.424924 USDC | +10.20% |
| 1 year | 0.99235344 USDC | 3.040108 USDC | 1.605472 USDC | -49.48% |
XRP to USDC conversion tables
| XRP | USDC |
|---|---|
| 0.5 XRP | 0.74441861 USDC |
| 5 XRP | 7.444186 USDC |
| 25 XRP | 37.220931 USDC |
| 50 XRP | 74.441861 USDC |
| 500 XRP | 744.418611 USDC |
| 5,000 XRP | 7,444.19 USDC |
| 50,000 XRP | 74,441.86 USDC |
| 100,000 XRP | 148,883.72 USDC |
| 1,000,000 XRP | 1,488,837.22 USDC |
| USDC | XRP |
|---|---|
| 0.5 USDC | 0.33583255 XRP |
| 5 USDC | 3.358325 XRP |
| 25 USDC | 16.791627 XRP |
| 50 USDC | 33.583255 XRP |
| 500 USDC | 335.832549 XRP |
| 5,000 USDC | 3,358.33 XRP |
| 50,000 USDC | 33,583.25 XRP |
| 100,000 USDC | 67,166.51 XRP |
| 1,000,000 USDC | 671,665.1 XRP |
Related conversions
XRP to other currencies
XRP to other coins
XRP to USDC — FAQ
How much is 1 XRP in USDC?
1 XRP is worth 1.488837 USDC at the mid-market rate, based on the live market price we sync for that coin. 10 XRP is 14.888372 USDC and 100 XRP is 148.883722 USDC.
How much XRP do I need to get 1 USDC?
0.6716651 XRP at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XRP to USDC?
Ourbit has the cheapest standard taker fee for this pair at 0%, which is 0 USDC on a 1 XRP conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDC, so you see the amount that actually lands.
Has XRP gone up or down against USDC today?
XRP is down 0.49% against USDC over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XRP to USDC rate been over the past 1 year?
Over the last 1 year the pair traded between 0.99235344 USDC and 3.040108 USDC, averaging 1.605472 USDC, and it is down 49.48% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XRP/USDC rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-09-30 22:25 UTC · fiat rates from exchangerate-api.com, updated 2026-09-30 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.