Convert XRP to USDC
1 XRP = 1.325357 USDC · -2.19% (24h) · XRP rank #5 · mcap $83.70B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 OurbitMost received | 0% | 0 USDC0.00% of the conversion | 1.325357 USDC$1.33 |
 KCEX | 0% | 0 USDC0.00% of the conversion | 1.325357 USDC$1.33 |
 Bitfinex | 0% | 0 USDC0.00% of the conversion | 1.325357 USDC$1.33 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00066267835 USDC0.05% of the conversion | 1.324694 USDC$1.33 |
 Pionex | 0.05% | 0.00066267835 USDC0.05% of the conversion | 1.324694 USDC$1.33 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00066267835 USDC0.05% of the conversion | 1.324694 USDC$1.33 |
 Flipster | 0.06% | 0.00079521402 USDC0.06% of the conversion | 1.324561 USDC$1.32 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.0012988496 USDC0.10% of the conversion | 1.324058 USDC$1.32 |
Converting 1 XRP on Ourbit leaves you 0.010602854 USDC more than on Kraken, the most expensive venue we track for this pair.
1 XRP converts to 1.325357 USDC right now, so 1 USDC buys 0.75451386 XRP. XRP is down 2.19% against USDC over the past 24 hours. 49 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Ourbit, while Kraken charges 0.8% for the same conversion. If you move the USDC off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDC over BNB Smart Chain (BEP20) on Ourbit.
XRP/USDC performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 1.259102 USDC | 1.389341 USDC | 1.317419 USDC | +2.41% |
| 30 days | 1.292545 USDC | 1.568837 USDC | 1.424134 USDC | -11.62% |
| 1 year | 0.99235344 USDC | 2.646223 USDC | 1.530576 USDC | -44.61% |
XRP to USDC conversion tables
| XRP | USDC |
|---|---|
| 0.5 XRP | 0.66267835 USDC |
| 5 XRP | 6.626783 USDC |
| 25 XRP | 33.133917 USDC |
| 50 XRP | 66.267835 USDC |
| 500 XRP | 662.678346 USDC |
| 5,000 XRP | 6,626.78 USDC |
| 50,000 XRP | 66,267.83 USDC |
| 100,000 XRP | 132,535.67 USDC |
| 1,000,000 XRP | 1,325,356.69 USDC |
| USDC | XRP |
|---|---|
| 0.5 USDC | 0.37725693 XRP |
| 5 USDC | 3.772569 XRP |
| 25 USDC | 18.862847 XRP |
| 50 USDC | 37.725693 XRP |
| 500 USDC | 377.256932 XRP |
| 5,000 USDC | 3,772.57 XRP |
| 50,000 USDC | 37,725.69 XRP |
| 100,000 USDC | 75,451.39 XRP |
| 1,000,000 USDC | 754,513.86 XRP |
Related conversions
XRP to other currencies
XRP to other coins
XRP to USDC — FAQ
How much is 1 XRP in USDC?
1 XRP is worth 1.325357 USDC at the mid-market rate, based on the live market price we sync for that coin. 10 XRP is 13.253567 USDC and 100 XRP is 132.535669 USDC.
How much XRP do I need to get 1 USDC?
0.75451386 XRP at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XRP to USDC?
Ourbit has the cheapest standard taker fee for this pair at 0%, which is 0 USDC on a 1 XRP conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDC, so you see the amount that actually lands.
Has XRP gone up or down against USDC today?
XRP is down 2.19% against USDC over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XRP to USDC rate been over the past 1 year?
Over the last 1 year the pair traded between 0.99235344 USDC and 2.646223 USDC, averaging 1.530576 USDC, and it is down 44.61% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XRP/USDC rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-10-22 12:38 UTC · fiat rates from exchangerate-api.com, updated 2026-10-22 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.