Convert XRP to USDC
1 XRP = 1.381999 USDC · -2.81% (24h) · XRP rank #5 · mcap $86.74B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 OurbitMost received | 0% | 0 USDC0.00% of the conversion | 1.381999 USDC$1.38 |
 KCEX | 0% | 0 USDC0.00% of the conversion | 1.381999 USDC$1.38 |
 Bitfinex | 0% | 0 USDC0.00% of the conversion | 1.381999 USDC$1.38 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.00069099965 USDC0.05% of the conversion | 1.381308 USDC$1.38 |
 Pionex | 0.05% | 0.00069099965 USDC0.05% of the conversion | 1.381308 USDC$1.38 |
 Deribit | 0.05%as low as 0% on some pairs | 0.00069099965 USDC0.05% of the conversion | 1.381308 USDC$1.38 |
 Flipster | 0.06% | 0.00082919957 USDC0.06% of the conversion | 1.38117 USDC$1.38 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.0013543593 USDC0.10% of the conversion | 1.380645 USDC$1.38 |
Converting 1 XRP on Ourbit leaves you 0.011055994 USDC more than on Kraken, the most expensive venue we track for this pair.
1 XRP converts to 1.381999 USDC right now, so 1 USDC buys 0.72358937 XRP. XRP is down 2.81% against USDC over the past 24 hours. 49 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Ourbit, while Kraken charges 0.8% for the same conversion. If you move the USDC off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDC over BNB Smart Chain (BEP20) on Ourbit.
XRP/USDC performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 1.37094 USDC | 1.529553 USDC | 1.452124 USDC | -9.65% |
| 30 days | 0.99235344 USDC | 1.520581 USDC | 1.165002 USDC | +30.28% |
| 1 year | 0.99235344 USDC | 3.119036 USDC | 1.736103 USDC | -50.94% |
XRP to USDC conversion tables
| XRP | USDC |
|---|---|
| 0.5 XRP | 0.69099965 USDC |
| 5 XRP | 6.909996 USDC |
| 25 XRP | 34.549982 USDC |
| 50 XRP | 69.099965 USDC |
| 500 XRP | 690.999646 USDC |
| 5,000 XRP | 6,910 USDC |
| 50,000 XRP | 69,099.96 USDC |
| 100,000 XRP | 138,199.93 USDC |
| 1,000,000 XRP | 1,381,999.29 USDC |
| USDC | XRP |
|---|---|
| 1 USDC | 0.72358937 XRP |
| 10 USDC | 7.235894 XRP |
| 25 USDC | 18.089734 XRP |
| 100 USDC | 72.358937 XRP |
| 1,000 USDC | 723.589372 XRP |
| 5,000 USDC | 3,617.95 XRP |
| 50,000 USDC | 36,179.47 XRP |
| 100,000 USDC | 72,358.94 XRP |
| 1,000,000 USDC | 723,589.37 XRP |
Related conversions
XRP to other currencies
XRP to other coins
XRP to USDC — FAQ
How much is 1 XRP in USDC?
1 XRP is worth 1.381999 USDC at the mid-market rate, based on the live market price we sync for that coin. 10 XRP is 13.819993 USDC and 100 XRP is 138.199929 USDC.
How much XRP do I need to get 1 USDC?
0.72358937 XRP at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XRP to USDC?
Ourbit has the cheapest standard taker fee for this pair at 0%, which is 0 USDC on a 1 XRP conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDC, so you see the amount that actually lands.
Has XRP gone up or down against USDC today?
XRP is down 2.81% against USDC over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XRP to USDC rate been over the past 1 year?
Over the last 1 year the pair traded between 0.99235344 USDC and 3.119036 USDC, averaging 1.736103 USDC, and it is down 50.94% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XRP/USDC rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-08-29 07:29 UTC · fiat rates from exchangerate-api.com, updated 2026-08-29 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.