Convert 500 XRP to USDC
500 XRP = 644.214674 USDC · 1 XRP = 1.288429 USDC · -0.09% (24h) · XRP rank #5 · mcap $81.45B
Rate history from Coinfuty market data: hourly closes for the 24H and 7D views, daily closes beyond that. The live rate at the top comes from our own price sync, so the last point can differ slightly.
What you actually receive, exchange by exchange
The rate above is the mid-market rate — no exchange gives it to you. Every conversion pays a trading fee, and moving the result to your own wallet pays a withdrawal fee on top. Both numbers below come from our fee database, not an estimate.
| Exchange | Trading fee | Total cost | You receive |
|---|---|---|---|
 OurbitMost received | 0% | 0 USDC0.00% of the conversion | 644.214674 USDC$644.70 |
 KCEX | 0% | 0 USDC0.00% of the conversion | 644.214674 USDC$644.70 |
 Bitfinex | 0% | 0 USDC0.00% of the conversion | 644.214674 USDC$644.70 |
 MEXC | 0.05%as low as 0% on some pairs−20% paying fees in MX | 0.32210734 USDC0.05% of the conversion | 643.892567 USDC$644.38 |
 Pionex | 0.05% | 0.32210734 USDC0.05% of the conversion | 643.892567 USDC$644.38 |
 Deribit | 0.05%as low as 0% on some pairs | 0.32210734 USDC0.05% of the conversion | 643.892567 USDC$644.38 |
 Flipster | 0.06% | 0.3865288 USDC0.06% of the conversion | 643.828146 USDC$644.31 |
 Bitrue | 0.098%−20% paying fees in BTR | 0.63133038 USDC0.10% of the conversion | 643.583344 USDC$644.07 |
Converting 500 XRP on Ourbit leaves you 5.153717 USDC more than on Kraken, the most expensive venue we track for this pair.
1 XRP converts to 1.288429 USDC right now, so 1 USDC buys 0.77613879 XRP. XRP is down 0.09% against USDC over the past 24 hours. 49 exchanges we track list both sides of this pair; the cheapest standard taker fee is 0% on Ourbit, while Kraken charges 0.8% for the same conversion. If you move the USDC off the exchange afterwards, the cheapest withdrawal we have on record is 0 USDC over BNB Smart Chain (BEP20) on Ourbit.
XRP/USDC performance
| Period | Low | High | Average | Change |
|---|---|---|---|---|
| 7 days | 1.267415 USDC | 1.389341 USDC | 1.313472 USDC | -2.26% |
| 30 days | 1.279878 USDC | 1.520864 USDC | 1.391364 USDC | -15.60% |
| 1 year | 0.99235344 USDC | 2.633754 USDC | 1.516879 USDC | -51.40% |
XRP to USDC conversion tables
| XRP | USDC |
|---|---|
| 0.5 XRP | 0.64421467 USDC |
| 5 XRP | 6.442147 USDC |
| 25 XRP | 32.210734 USDC |
| 50 XRP | 64.421467 USDC |
| 500 XRP | 644.214674 USDC |
| 5,000 XRP | 6,442.15 USDC |
| 50,000 XRP | 64,421.47 USDC |
| 100,000 XRP | 128,842.93 USDC |
| 1,000,000 XRP | 1,288,429.35 USDC |
| USDC | XRP |
|---|---|
| 0.5 USDC | 0.3880694 XRP |
| 5 USDC | 3.880694 XRP |
| 25 USDC | 19.40347 XRP |
| 50 USDC | 38.80694 XRP |
| 500 USDC | 388.069397 XRP |
| 5,000 USDC | 3,880.69 XRP |
| 50,000 USDC | 38,806.94 XRP |
| 100,000 USDC | 77,613.88 XRP |
| 1,000,000 USDC | 776,138.79 XRP |
Related conversions
XRP to other currencies
XRP to other coins
XRP to USDC — FAQ
How much is 500 XRP in USDC?
500 XRP is worth 644.214674 USDC at the mid-market rate, based on the live market price we sync for that coin. 5,000 XRP is 6,442.15 USDC and 50,000 XRP is 64,421.47 USDC.
How much XRP do I need to get 1 USDC?
0.77613879 XRP at the current rate. The converter above works in both directions — type into either box.
What is the cheapest way to convert XRP to USDC?
Ourbit has the cheapest standard taker fee for this pair at 0%, which is 0 USDC on a 1 XRP conversion. Using a limit (maker) order is usually cheaper still, and paying fees in the exchange's own token cuts the rate further on several venues. The table above ranks every exchange by what you are left with.
Does this converter include exchange fees?
The headline rate does not — it is the mid-market rate, the same number every other converter shows. The comparison table underneath does: it applies each exchange's real taker fee to your amount, and optionally that exchange's withdrawal fee for USDC, so you see the amount that actually lands.
Has XRP gone up or down against USDC today?
XRP is down 0.09% against USDC over the last 24 hours. Both sides move, so the pair can be flat even when each coin moved a lot in dollars.
What has the XRP to USDC rate been over the past 1 year?
Over the last 1 year the pair traded between 0.99235344 USDC and 2.633754 USDC, averaging 1.516879 USDC, and it is down 51.40% over that window. The chart above switches between 24H, 7D, 1M, 3M and 1Y views.
Where does the XRP/USDC rate come from?
Crypto prices are synced from our own market data pipeline and refreshed every few minutes; fiat rates come from exchangerate-api.com and update once a day. Fees come from each exchange's official fee page or fee API, with the sync time shown at the bottom of this page.
Crypto prices last synced 2026-10-26 09:22 UTC · fiat rates from exchangerate-api.com, updated 2026-10-26 00:02 UTC · withdrawal fees last synced 2026-08-29 00:57 UTC. The headline rate is a mid-market reference rate and does not include exchange spreads; the comparison table applies each exchange’s published taker fee, which is the fee a market order pays. Fee tiers, promotions and token discounts can lower it further — open an exchange page to see its full tier ladder.