RRef Finance (REF) Wallet
Where to store REF — 13 wallets and 1 exchanges, matched to the networks REF actually runs on.
REF runs on one network, NEAR — so any wallet that supports NEAR can hold it. 13 of the 123 wallets we track hold REF on NEAR out of the box, including 6 hardware wallets (Ledger, OneKey, Tangem). 1 exchanges accept REF deposits; moving it from there to your own wallet costs from $0.00 on MEXC.
Networks REF runs on
Wallets that hold REF on NEAR
| Wallet | Type | Custody | Platforms | Networks for REF | Chains | Site |
|---|---|---|---|---|---|---|
 Trust Wallet | Software | Self-custody | iOS, Android, Browser | NEAR | 33+ | Official ↗ |
 Ledger | Hardware | Self-custody | Device, Desktop, iOS, Android | NEAR | 56+ | Official ↗ |
 Exodus | Software | Self-custody | Desktop, iOS, Android, Browser | NEAR | 30 | Official ↗ |
 SafePal | Software | Self-custody | iOS, Android, Browser, Device | NEAR | 28+ | Official ↗ |
 Atomic Wallet | Software | Self-custody | Desktop, iOS, Android | NEAR | 35 | Official ↗ |
 Coin98 | Software | Self-custody | Browser, iOS, Android | NEAR | 17+ | Official ↗ |
 MathWallet | Software | Self-custody | Browser, iOS, Android, Web | NEAR | 22+ | Official ↗ |
 OneKey | Hardware | Self-custody | Device, Browser, iOS, Android, Desktop | NEAR | 28+ | Official ↗ |
 Tangem | Hardware | Self-custody | Device, iOS, Android | NEAR | 38 | Official ↗ |
| Keystone | Hardware | Self-custody | Device | NEAR | 23+ | Official ↗ |
| SecuX | Hardware | Self-custody | Device, iOS, Android, Web | NEAR | 21+ | Official ↗ |
 Cypherock X1 | Hardware | Self-custody | Device, Desktop | NEAR | 16+ | Official ↗ |
 Meteor Wallet | Software | Self-custody | Browser, iOS, Android, Web | NEAR | 1 | Official ↗ |
Exchanges that hold REF for you
An exchange account is a wallet too — it just is not your keys. The last column is what it costs to move REF out to a wallet you control, which is the number that actually decides where you park it.
REF wallets — FAQ
What is the best wallet for Ref Finance (REF)?
There is no single best one — it depends on how much you hold. Trust Wallet supports REF on NEAR and is the most widely used option in our list; for larger amounts, Ledger keeps the keys on a separate device. Anything you pick has to support the same network you withdraw on.
Which network should I use to send REF to my wallet?
NEAR is the network most exchanges use for REF (1 of them). Pick the same network on both sides — the exchange withdrawal screen and your wallet. REF sent over a network your wallet does not support is usually unrecoverable.
Can I keep REF on an exchange instead of a wallet?
Yes — 1 exchanges we track accept REF deposits, and that is the simplest option. The trade-off is that the exchange holds the keys, so the balance depends on the exchange staying solvent and keeping withdrawals open. Moving REF out to your own wallet later costs from $0.00 on MEXC.
Do I pay a fee to move REF into a wallet?
The wallet itself is free. What you pay is the exchange's withdrawal fee, which starts at $0.00 for REF — a flat amount of REF set by each exchange, not by the wallet. Our REF withdrawal fee table compares every exchange and network.
We do not test wallets or take payment to be listed here. Wallet support is worked out by matching the networks each wallet documents (list reviewed 2026-08-29) against the networks exchanges actually use for REF (last sync 2026-08-29 00:53 UTC) — so a wallet appears here because the chain matches, not because someone rated it. Verify on the wallet’s own site before sending funds, and always send a small test amount first.