How to Buy Alchemy Pay (ACH)Every exchange we track that lists ACH, what the buy costs, and what it costs to take ACH with you afterwards.
33 of the exchanges we track list ACH, and 28 of those accept fiat, so you can buy it without holding crypto first. The cheapest place to place the order is Ourbit at $0.00 on a $1,000 market buy. It is also the cheapest once the withdrawal fee is added — $0.55 to buy $1,000 of ACH and move it to your own wallet. ACH moves over 3 networks (Ethereum (ERC20), BNB Smart Chain (BEP20), Cronos) — pick the same one on the exchange withdrawal screen and in your wallet. 3 of them have ACH withdrawals paused right now — you can buy there, but you cannot take the coin with you until it reopens.
All-in cost is the trading fee on a $1,000 market buy plus the cheapest fee that exchange charges to withdraw ACH. It is the number the exchange’s own “how to buy” page never shows you, and it reorders the table more often than not. The coins column is how many assets each exchange lists in total, from our own sync — not the figure CoinMarketCap prints.
| Exchange | Buy fee on $1,000 | Move it out | All-in cost | Coins listed | Buy |
|---|---|---|---|---|---|
GateReferralPay with Card | $1.000.1% taker | $0.5546102.69 ACH · BNB Smart Chain (BEP20) | $1.55 | 2,059 | Visit ↗ |
BinanceReferralPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.7993148 ACH · Ethereum (ERC20) | $1.80 | 866 | Visit ↗ |
OKXReferralPay with Card | $1.000.1% taker | $0.8290153.51 ACH · Ethereum (ERC20) | $1.83 | 411 | Visit ↗ |
BitgetReferralPay with Card, 3rd-party | $1.000.1% taker | $0.8840163.6996 ACH · Ethereum (ERC20) | $1.88 | 2,516 | Visit ↗ |
MEXCReferralPay with Card | $0.500–0.05% taker | $6.061,123 ACH · Ethereum (ERC20) | $6.56 | 9,475 | Visit ↗ |
OurbitPay with Bank | $0.000% taker | $0.5454101 ACH · Ethereum (ERC20) | $0.55 | 1,980 | Visit ↗ |
KCEXPay with Card, 3rd-party | $0.000% taker | $1.08200.23 ACH · Ethereum (ERC20) | $1.08 | 908 | Visit ↗ |
DigiFinexPay with Card, P2P | $2.000.2% taker | $0.0₄21600.004000 ACH · Ethereum (ERC20) | $2.00 | 1,009 | Visit ↗ |
CoinExPay with P2P, 3rd-party | $2.000.2% taker | $0.0702013 ACH · Ethereum (ERC20) | $2.07 | 1,018 | Visit ↗ |
KuCoinPay with Card | $1.000.1% taker | $1.11206 ACH · Ethereum (ERC20) | $2.11 | 2,147 | Visit ↗ |
BitunixPay with P2P | $1.000.1% taker | $1.30240 ACH · Ethereum (ERC20) | $2.30 | 993 | Visit ↗ |
KTXCrypto deposit only | $2.000.2% taker | $0.307857 ACH · Ethereum (ERC20) | $2.31 | 220 | Visit ↗ |
CoinWPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $1.51279.9939 ACH · Ethereum (ERC20) | $2.51 | 1,218 | Visit ↗ |
PionexPay with Card, P2P | $1.000.05–0.1% taker | $1.53284.2 ACH · Ethereum (ERC20) | $2.53 | 206 | Visit ↗ |
TapbitPay with Card, P2P | $1.000.1% taker | $1.58293 ACH · Ethereum (ERC20) | $2.58 | 198 | Visit ↗ |
WEEXPay with Card, P2P | $1.000.1% taker | $1.67310 ACH · Ethereum (ERC20) | $2.67 | 594 | Visit ↗ |
B2Z ExchangeCrypto deposit only | $2.000.2% taker | $0.7042130.4 ACH · Ethereum (ERC20) | $2.70 | 232 | Visit ↗ |
BTSEPay with Card, Bank | $2.000.2% taker | $0.7042130.4 ACH · Ethereum (ERC20) | $2.70 | 329 | Visit ↗ |
Biconomy.comPay with Card, P2P, 3rd-party | $1.000.1% taker | $2.43450 ACH · Ethereum (ERC20) | $3.43 | 990 | Visit ↗ |
BitruePay with Card | $2.800.098–0.28% taker | $0.8911165 ACH · Ethereum (ERC20) | $3.69 | 1,784 | Visit ↗ |
HTXPay with Bank, P2P | $2.000.2% taker | $2.02374.4547 ACH · Ethereum (ERC20) | $4.02 | 1,159 | Visit ↗ |
Crypto.com ExchangePay with Bank | $5.000.5% taker | $0.052979.8077 ACH · Cronos | $5.05 | 462 | Visit ↗ |
BTCCPay with Card, Bank, P2P | $3.000.3% taker | $2.75510 ACH · Ethereum (ERC20) | $5.75 | 250 | Visit ↗ |
KrakenPay with Card, Bank, Apple/Google Pay | $8.000.01–0.8% taker | $0.6642122.9921 ACH · Ethereum (ERC20) | $8.66 | 697 | Visit ↗ |
BitMartPay with Card, P2P, 3rd-party | $1.000.1% taker | $10.902,019 ACH · Ethereum (ERC20) | $11.90 | 3,695 | Visit ↗ |
ToobitPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $11.762,177.21 ACH · Ethereum (ERC20) | $12.76 | 581 | Visit ↗ |
HitBTCCrypto deposit only | $2.500.1875–0.25% taker | $26.754,953 ACH · Ethereum (ERC20) | $29.25 | 1,786 | Visit ↗ |
BITmarketsPay with Card, Apple/Google Pay | — | $0.7139132.2 ACH · Ethereum (ERC20) | — | 251 | Visit ↗ |
CoinMyCrypto deposit only | — | $2.70500 ACH · Ethereum (ERC20) | — | 89 | Visit ↗ |
Mandala ExchangeCrypto deposit only | — | $15.662,900.2 ACH · Ethereum (ERC20) | — | 319 | Visit ↗ |
BitcastlePay with Card | $2.000.02–0.2% taker | withdrawals paused | — | 170 | Visit ↗ |
XT.COMPay with Card, Bank, P2P | $2.000.2% taker | withdrawals paused | — | 1,110 | Visit ↗ |
4ECrypto deposit only | — | withdrawals paused | — | 217 | Visit ↗ |
Showing 1–33 of 33 exchanges listing ACH
On 33 exchanges we track: Gate, Binance, OKX, Bitget, MEXC and 28 more. The table above has each one with its trading fee, the payment methods it takes and what it charges to withdraw ACH.
Ourbit, at $0.55 to buy $1,000 of ACH and withdraw it — $0.00 in trading fee plus $0.5454 to move it out over Ethereum (ERC20). If you are leaving the coin on the exchange, only the first half applies and a different venue may win. Paying by card adds the card processor's charge on top of both, typically 1.8–4%.
Indirectly, yes. 22 of the exchanges listing ACH accept a card, but the card almost always buys a major asset — USDT, USDC, BTC — which you then swap for ACH on the same exchange. That means two fees: the card charge, then the trading fee in the table.
Yes, and it is worth checking before you choose where to buy. It is a flat amount of ACH, set by each exchange per network, so it does not scale with the size of your purchase — the cheapest in the table is $0.5454 on Ourbit. Our full ACH withdrawal fee table compares every exchange and every network.
It is a custody choice, not a safety switch. While the coin sits there the exchange holds the keys: convenient, recoverable if you lose your password, and dependent on the exchange staying solvent and keeping withdrawals open. Moving it to a wallet you control removes that dependency and costs one withdrawal fee — from $0.5454 for ACH. For a trading balance, staying put is reasonable; for a long hold, most people move.
ACH is issued on 3 networks and they are not interchangeable — ACH sent over Ethereum (ERC20) will not arrive at an address on BNB Smart Chain (BEP20). Ethereum (ERC20) is the one most exchanges use (30 of them). Withdrawal fees differ per network too, sometimes by an order of magnitude, so the cheapest network is worth checking as well as the cheapest exchange.
Exchange coverage for ACH comes from each exchange’s own deposit and withdrawal endpoints (last sync 2026-08-29 00:53 UTC); trading fees are the published base tier, no volume discount applied (verified 2026-08-28). Exchanges we have a referral arrangement with appear first and are tagged as such — it changes no number in any row. Nothing here is investment advice; see our methodology.