How to Buy USD.AI (CHIP)
Every exchange we track that lists CHIP, what the buy costs, and what it costs to take CHIP with you afterwards.
28 of the exchanges we track list CHIP, and 26 of those accept fiat, so you can buy it without holding crypto first. The cheapest place to place the order is KCEX at $0.00 on a $1,000 market buy. It is also the cheapest once the withdrawal fee is added — $0.28 to buy $1,000 of CHIP and move it to your own wallet. Every exchange sends CHIP over Arbitrum One, so there is no network to get wrong. 4 of them have CHIP withdrawals paused right now — you can buy there, but you cannot take the coin with you until it reopens.
Networks CHIP runs on
Where to buy CHIP
All-in cost is the trading fee on a $1,000 market buy plus the cheapest fee that exchange charges to withdraw CHIP. It is the number the exchange’s own “how to buy” page never shows you, and it reorders the table more often than not. The coins column is how many assets each exchange lists in total, from our own sync — not the figure CoinMarketCap prints.
| Exchange | Buy fee on $1,000 | Move it out | All-in cost | Coins listed | Buy |
|---|---|---|---|---|---|
 OKXReferralPay with Card | $1.000.1% taker | $0.015510.2800 CHIP · Arbitrum One | $1.02 | 411 | Visit ↗ |
 MEXCReferralPay with Card | $0.500–0.05% taker | $0.553910 CHIP · Arbitrum One | $1.05 | 9,475 | Visit ↗ |
 BinanceReferralPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.055391 CHIP · Arbitrum One | $1.06 | 866 | Visit ↗ |
 GateReferralPay with Card | $1.000.1% taker | $0.073671.33 CHIP · Arbitrum One | $1.07 | 2,059 | Visit ↗ |
 KCEXPay with Card, 3rd-party | $0.000% taker | $0.27925.04 CHIP · Arbitrum One | $0.28 | 908 | Visit ↗ |
 OurbitPay with Bank | $0.000% taker | $0.553910 CHIP · Arbitrum One | $0.55 | 1,980 | Visit ↗ |
 BitunixPay with P2P | $1.000.1% taker | $0.096931.75 CHIP · Arbitrum One | $1.10 | 993 | Visit ↗ |
 KuCoinPay with Card | $1.000.1% taker | $0.664712 CHIP · Arbitrum One | $1.66 | 2,147 | Visit ↗ |
 OrangeXPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.950517.1593 CHIP · Arbitrum One | $1.95 | 599 | Visit ↗ |
 HTXPay with Bank, P2P | $2.000.2% taker | $0.068501.2366 CHIP · Arbitrum One | $2.07 | 1,159 | Visit ↗ |
 WhiteBITPay with Card | $1.000.1% taker | $1.1120 CHIP · Arbitrum One | $2.11 | 423 | Visit ↗ |
 DigiFinexPay with Card, P2P | $2.000.2% taker | $0.11082 CHIP · Arbitrum One | $2.11 | 1,009 | Visit ↗ |
 LBankPay with 3rd-party | $1.000.1% taker | $1.3223.8937 CHIP · Arbitrum One | $2.32 | 1,890 | Visit ↗ |
 HibtPay with P2P | $2.000.2% taker | $0.553910 CHIP · Arbitrum One | $2.55 | 1,721 | Visit ↗ |
 MGBXPay with Bank | $1.000.1% taker | $1.8834 CHIP · Arbitrum One | $2.88 | 364 | Visit ↗ |
 ToobitPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $2.1037.9066 CHIP · Arbitrum One | $3.10 | 581 | Visit ↗ |
 Biconomy.comPay with Card, P2P, 3rd-party | $1.000.1% taker | $2.2240 CHIP · Arbitrum One | $3.22 | 990 | Visit ↗ |
 CoinExPay with P2P, 3rd-party | $2.000.2% taker | $1.3324 CHIP · Arbitrum One | $3.33 | 1,018 | Visit ↗ |
 XT.COMPay with Card, Bank, P2P | $2.000.2% taker | $1.3324.0269 CHIP · Arbitrum One | $3.33 | 1,110 | Visit ↗ |
 BitruePay with Card | $2.800.098–0.28% taker | $0.576110.4 CHIP · Arbitrum One | $3.38 | 1,784 | Visit ↗ |
 BitMartPay with Card, P2P, 3rd-party | $1.000.1% taker | $3.7167 CHIP · Arbitrum One | $4.71 | 3,695 | Visit ↗ |
 HotcoinPay with 3rd-party | $2.000.2% taker | $3.6065 CHIP · Arbitrum One | $5.60 | 643 | Visit ↗ |
 KrakenPay with Card, Bank, Apple/Google Pay | $8.000.01–0.8% taker | $2.2240 CHIP · Arbitrum One | $10.22 | 697 | Visit ↗ |
 HitBTCCrypto deposit only | $2.500.1875–0.25% taker | $13.03235.3 CHIP · Arbitrum One | $15.53 | 1,786 | Visit ↗ |
 WEEXPay with Card, P2P | $1.000.1% taker | withdrawals paused | — | 594 | Visit ↗ |
 WHXEXCrypto deposit only | $1.500.15% taker | withdrawals paused | — | 235 | Visit ↗ |
 idax exchangePay with Bank, 3rd-party | $2.000.2% taker | withdrawals paused | — | 378 | Visit ↗ |
 KoinbayCrypto deposit only | $6.000.6% taker | withdrawals paused | — | 253 | Visit ↗ |
Showing 1–28 of 28 exchanges listing CHIP
Buying CHIP step by step
- Pick a venue from the table. For a coin this size the choice is usually short — 28 exchanges list CHIP at all, and the table already shows what you will pay to leave as well as to buy.
- Fund the account. 26 of those exchanges take fiat, 16 of them by card. Card is fastest and dearest; a bank transfer costs a fraction of it. Depositing a stablecoin you already hold is free on almost every exchange here.
- Place the order. A market order pays the taker fee in the table; a limit order that rests on the book pays the lower maker fee. On a thinly traded coin the spread costs more than either, so a limit order is worth the wait.
- Decide whether to move it. Leaving CHIP on the exchange is free but custodial. Moving it to a wallet that supports it costs one withdrawal fee, from $0.2792 — send a small test amount first, and match the network on both sides.
How to buy CHIP — FAQ
Where can I buy USD.AI (CHIP)?
On 28 exchanges we track: OKX, MEXC, Binance, Gate, KCEX and 23 more. The table above has each one with its trading fee, the payment methods it takes and what it charges to withdraw CHIP.
What is the cheapest way to buy CHIP?
KCEX, at $0.28 to buy $1,000 of CHIP and withdraw it — $0.00 in trading fee plus $0.2792 to move it out over Arbitrum One. If you are leaving the coin on the exchange, only the first half applies and a different venue may win. Paying by card adds the card processor's charge on top of both, typically 1.8–4%.
Can I buy CHIP with a credit card?
Indirectly, yes. 16 of the exchanges listing CHIP accept a card, but the card almost always buys a major asset — USDT, USDC, BTC — which you then swap for CHIP on the same exchange. That means two fees: the card charge, then the trading fee in the table.
Do I have to pay a fee to withdraw CHIP?
Yes, and it is worth checking before you choose where to buy. It is a flat amount of CHIP, set by each exchange per network, so it does not scale with the size of your purchase — the cheapest in the table is $0.2792 on KCEX. Our full CHIP withdrawal fee table compares every exchange and every network.
Is it safe to leave CHIP on the exchange?
It is a custody choice, not a safety switch. While the coin sits there the exchange holds the keys: convenient, recoverable if you lose your password, and dependent on the exchange staying solvent and keeping withdrawals open. Moving it to a wallet you control removes that dependency and costs one withdrawal fee — from $0.2792 for CHIP. For a trading balance, staying put is reasonable; for a long hold, most people move.
Exchange coverage for CHIP comes from each exchange’s own deposit and withdrawal endpoints (last sync 2026-08-29 00:53 UTC); trading fees are the published base tier, no volume discount applied (verified 2026-08-28). Exchanges we have a referral arrangement with appear first and are tagged as such — it changes no number in any row. Nothing here is investment advice; see our methodology.