XXRPayNet (XRPAYNET) Wallet
Where to store XRPAYNET — 23 wallets and 3 exchanges, matched to the networks XRPAYNET actually runs on.
XRPAYNET runs on one network, XRP Ledger — so any wallet that supports XRP Ledger can hold it. 23 of the 123 wallets we track hold XRPAYNET on XRP Ledger out of the box, including 11 hardware wallets (Ledger, Trezor, OneKey). 3 exchanges accept XRPAYNET deposits; moving it from there to your own wallet costs from $0.0₄7020 on MEXC.
Networks XRPAYNET runs on
Wallets that hold XRPAYNET on XRP Ledger
| Wallet | Type | Custody | Platforms | Networks for XRPAYNET | Chains | Site |
|---|---|---|---|---|---|---|
 Trust Wallet | Software | Self-custody | iOS, Android, Browser | XRP Ledger | 33+ | Official ↗ |
 Ledger | Hardware | Self-custody | Device, Desktop, iOS, Android | XRP Ledger | 56+ | Official ↗ |
 Trezor | Hardware | Self-custody | Device, Desktop, Web | XRP Ledger | 19+ | Official ↗ |
 Exodus | Software | Self-custody | Desktop, iOS, Android, Browser | XRP Ledger | 30 | Official ↗ |
 SafePal | Software | Self-custody | iOS, Android, Browser, Device | XRP Ledger | 28+ | Official ↗ |
 Atomic Wallet | Software | Self-custody | Desktop, iOS, Android | XRP Ledger | 35 | Official ↗ |
 Guarda | Software | Self-custody | Web, Desktop, iOS, Android, Browser | XRP Ledger | 30 | Official ↗ |
 Xaman (XUMM) | Software | Self-custody | iOS, Android | XRP Ledger | 1 | Official ↗ |
 Zengo | Software | MPC (no seed phrase) | iOS, Android | XRP Ledger | 16 | Official ↗ |
 Coinomi | Software | Self-custody | iOS, Android, Desktop | XRP Ledger | 25 | Official ↗ |
 Edge | Software | Self-custody | iOS, Android | XRP Ledger | 25 | Official ↗ |
 Klever | Software | Self-custody | iOS, Android, Browser | XRP Ledger | 14 | Official ↗ |
 Gem Wallet | Software | Self-custody | iOS, Android, Browser | XRP Ledger | 25 | Official ↗ |
 OneKey | Hardware | Self-custody | Device, Browser, iOS, Android, Desktop | XRP Ledger | 28+ | Official ↗ |
 Tangem | Hardware | Self-custody | Device, iOS, Android | XRP Ledger | 38 | Official ↗ |
| Keystone | Hardware | Self-custody | Device | XRP Ledger | 23+ | Official ↗ |
 ELLIPAL | Hardware | Self-custody | Device, iOS, Android | XRP Ledger | 24+ | Official ↗ |
| SecuX | Hardware | Self-custody | Device, iOS, Android, Web | XRP Ledger | 21+ | Official ↗ |
 NGRAVE ZERO | Hardware | Self-custody | Device, iOS, Android | XRP Ledger | 18+ | Official ↗ |
 D'CENT | Hardware | Self-custody | Device, iOS, Android | XRP Ledger | 21+ | Official ↗ |
 Cypherock X1 | Hardware | Self-custody | Device, Desktop | XRP Ledger | 16+ | Official ↗ |
 Vultisig | Software | MPC (no seed phrase) | iOS, Android, Desktop, Browser | XRP Ledger | 18+ | Official ↗ |
 Arculus | Hardware | Self-custody | Device, iOS, Android | XRP Ledger | 16 | Official ↗ |
Exchanges that hold XRPAYNET for you
An exchange account is a wallet too — it just is not your keys. The last column is what it costs to move XRPAYNET out to a wallet you control, which is the number that actually decides where you park it.
| Exchange | Deposit networks | Cheapest way out | Via | Visit |
|---|---|---|---|---|
 MEXC | XRP Ledger | $0.0₄702010 XRPAYNET | XRP Ledger | Visit ↗ |
 Bitrue | XRP Ledger | $0.001755250 XRPAYNET | XRP Ledger | Visit ↗ |
 BitMart | XRP Ledger | $10.041,430,206 XRPAYNET | XRP Ledger | Visit ↗ |
XRPAYNET wallets — FAQ
What is the best wallet for XRPayNet (XRPAYNET)?
There is no single best one — it depends on how much you hold. Trust Wallet supports XRPAYNET on XRP Ledger and is the most widely used option in our list; for larger amounts, Ledger keeps the keys on a separate device. Anything you pick has to support the same network you withdraw on.
Which network should I use to send XRPAYNET to my wallet?
XRP Ledger is the network most exchanges use for XRPAYNET (3 of them). Pick the same network on both sides — the exchange withdrawal screen and your wallet. XRPAYNET sent over a network your wallet does not support is usually unrecoverable.
Can I keep XRPAYNET on an exchange instead of a wallet?
Yes — 3 exchanges we track accept XRPAYNET deposits, and that is the simplest option. The trade-off is that the exchange holds the keys, so the balance depends on the exchange staying solvent and keeping withdrawals open. Moving XRPAYNET out to your own wallet later costs from $0.0₄7020 on MEXC.
Do I pay a fee to move XRPAYNET into a wallet?
The wallet itself is free. What you pay is the exchange's withdrawal fee, which starts at $0.0₄7020 for XRPAYNET — a flat amount of XRPAYNET set by each exchange, not by the wallet. Our XRPAYNET withdrawal fee table compares every exchange and network.
We do not test wallets or take payment to be listed here. Wallet support is worked out by matching the networks each wallet documents (list reviewed 2026-08-29) against the networks exchanges actually use for XRPAYNET (last sync 2026-08-29 00:53 UTC) — so a wallet appears here because the chain matches, not because someone rated it. Verify on the wallet’s own site before sending funds, and always send a small test amount first.