How to Buy Tether Gold (XAUt)
Every exchange we track that lists XAUt, what the buy costs, and what it costs to take XAUt with you afterwards.
42 of the exchanges we track list XAUt, and 34 of those accept fiat, so you can buy it without holding crypto first. The cheapest place to place the order is Bitfinex at $0.00 on a $1,000 market buy. It is also the cheapest once the withdrawal fee is added — $0.00 to buy $1,000 of XAUt and move it to your own wallet. XAUt moves over 4 networks (Ethereum (ERC20), BNB Smart Chain (BEP20), Tether(XAU) on BNB Chain and others) — pick the same one on the exchange withdrawal screen and in your wallet. 5 of them have XAUt withdrawals paused right now — you can buy there, but you cannot take the coin with you until it reopens.
Networks XAUt runs on
Where to buy XAUt
All-in cost is the trading fee on a $1,000 market buy plus the cheapest fee that exchange charges to withdraw XAUt. It is the number the exchange’s own “how to buy” page never shows you, and it reorders the table more often than not. The coins column is how many assets each exchange lists in total, from our own sync — not the figure CoinMarketCap prints.
| Exchange | Buy fee on $1,000 | Move it out | All-in cost | Coins listed | Buy |
|---|---|---|---|---|---|
 BinanceReferralPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.022150.0₅5000 XAUt · BNB Smart Chain (BEP20) | $1.02 | 866 | Visit ↗ |
 OKXReferralPay with Card | $1.000.1% taker | $0.084180.0₄1900 XAUt · Ethereum (ERC20) | $1.08 | 411 | Visit ↗ |
 BitgetReferralPay with Card, 3rd-party | $1.000.1% taker | $0.79750.0001800 XAUt · Ethereum (ERC20) | $1.80 | 2,516 | Visit ↗ |
 GateReferralPay with Card | $1.000.1% taker | $0.97030.0002190 XAUt · Ethereum (ERC20) | $1.97 | 2,059 | Visit ↗ |
 BitfinexPay with Bank, 3rd-party | $0.000% taker | FreeTether(XAU) on BNB Chain | $0.00 | 106 | Visit ↗ |
 OurbitPay with Bank | $0.000% taker | $0.10750.0₄2426 XAUt · Ethereum (ERC20) | $0.11 | 1,980 | Visit ↗ |
 Delta ExchangeCrypto deposit only | $1.000–0.1% taker | FreeEthereum (ERC20) | $1.00 | 170 | Visit ↗ |
 WhiteBITPay with Card | $1.000.1% taker | $0.30130.0₄6800 XAUt · Ethereum (ERC20) | $1.30 | 423 | Visit ↗ |
 CoinWPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $0.71610.0001616 XAUt · Ethereum (ERC20) | $1.72 | 1,218 | Visit ↗ |
 LBankPay with 3rd-party | $1.000.1% taker | $0.88610.0002000 XAUt · Ethereum (ERC20) | $1.89 | 1,890 | Visit ↗ |
 OrangeXPay with Card, Bank, Apple/Google Pay | $1.000.1% taker | $0.98360.0002220 XAUt · Ethereum (ERC20) | $1.98 | 599 | Visit ↗ |
 CoinExPay with P2P, 3rd-party | $2.000.2% taker | $0.066460.0₄1500 XAUt · Ethereum (ERC20) | $2.07 | 1,018 | Visit ↗ |
 PionexPay with Card, P2P | $1.000.05–0.1% taker | $1.330.0003000 XAUt · Ethereum (ERC20) | $2.33 | 206 | Visit ↗ |
 BitradeXPay with 3rd-party | $2.000.2% taker | $0.42090.0₄9500 XAUt · Ethereum (ERC20) | $2.42 | 178 | Visit ↗ |
 B2Z ExchangeCrypto deposit only | $2.000.2% taker | $0.64110.0001447 XAUt · Ethereum (ERC20) | $2.64 | 232 | Visit ↗ |
 BTSEPay with Card, Bank | $2.000.2% taker | $0.64110.0001447 XAUt · Ethereum (ERC20) | $2.64 | 329 | Visit ↗ |
 KuCoinPay with Card | $1.000.1% taker | $1.770.0004000 XAUt · Ethereum (ERC20) | $2.77 | 2,147 | Visit ↗ |
 KCEXPay with Card, 3rd-party | $0.000% taker | $2.790.0006300 XAUt · Ethereum (ERC20) | $2.79 | 908 | Visit ↗ |
 BitMEXCrypto deposit only | $1.000.05–0.1% taker | $2.220.0005000 XAUt · Ethereum (ERC20) | $3.22 | 51 | Visit ↗ |
 BitruePay with Card | $2.800.098–0.28% taker | $0.93050.0002100 XAUt · Ethereum (ERC20) | $3.73 | 1,784 | Visit ↗ |
 HTXPay with Bank, P2P | $2.000.2% taker | $1.810.0004090 XAUt · Ethereum (ERC20) | $3.81 | 1,159 | Visit ↗ |
 FlipsterCrypto deposit only | $0.600.06% taker | $4.430.001000 XAUt · Ethereum (ERC20) | $5.03 | 52 | Visit ↗ |
 Crypto.com ExchangePay with Bank | $5.000.5% taker | $0.44310.0001000 XAUt · Ethereum (ERC20) | $5.44 | 462 | Visit ↗ |
 MGBXPay with Bank | $1.000.1% taker | $4.870.001100 XAUt · Ethereum (ERC20) | $5.87 | 364 | Visit ↗ |
 KrakenPay with Card, Bank, Apple/Google Pay | $8.000.01–0.8% taker | $0.58840.0001328 XAUt · Ethereum (ERC20) | $8.59 | 697 | Visit ↗ |
 BitMartPay with Card, P2P, 3rd-party | $1.000.1% taker | $8.860.002000 XAUt · Ethereum (ERC20) | $9.86 | 3,695 | Visit ↗ |
 FameEXPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $10.060.002270 XAUt · Ethereum (ERC20) | $11.06 | 115 | Visit ↗ |
 ToobitPay with Card, Apple/Google Pay, 3rd-party | $1.000.1% taker | $10.690.002413 XAUt · Ethereum (ERC20) | $11.69 | 581 | Visit ↗ |
 XT.COMPay with Card, Bank, P2P | $2.000.2% taker | $13.290.003000 XAUt · Ethereum (ERC20) | $15.29 | 1,110 | Visit ↗ |
 Gleec BTCCrypto deposit only | $2.500.25% taker | $13.080.002953 XAUt · Ethereum (ERC20) | $15.58 | 136 | Visit ↗ |
 Biconomy.comPay with Card, P2P, 3rd-party | $1.000.1% taker | $14.620.003300 XAUt · Ethereum (ERC20) | $15.62 | 990 | Visit ↗ |
 BitunixPay with P2P | $1.000.1% taker | $22.150.005000 XAUt · Ethereum (ERC20) | $23.15 | 993 | Visit ↗ |
 DigiFinexPay with Card, P2P | $2.000.2% taker | $22.150.005000 XAUt · Ethereum (ERC20) | $24.15 | 1,009 | Visit ↗ |
 HotcoinPay with 3rd-party | $2.000.2% taker | $22.150.005000 XAUt · Ethereum (ERC20) | $24.15 | 643 | Visit ↗ |
 HitBTCCrypto deposit only | $2.500.1875–0.25% taker | $24.270.005478 XAUt · Ethereum (ERC20) | $26.77 | 1,786 | Visit ↗ |
 BITmarketsPay with Card, Apple/Google Pay | — | $0.62120.0001402 XAUt · Ethereum (ERC20) | — | 251 | Visit ↗ |
 Mandala ExchangeCrypto deposit only | — | $14.050.003171 XAUt · Ethereum (ERC20) | — | 319 | Visit ↗ |
 WHXEXCrypto deposit only | $1.500.15% taker | withdrawals paused | — | 235 | Visit ↗ |
 BitcastlePay with Card | $2.000.02–0.2% taker | withdrawals paused | — | 170 | Visit ↗ |
 HibtPay with P2P | $2.000.2% taker | withdrawals paused | — | 1,721 | Visit ↗ |
 idax exchangePay with Bank, 3rd-party | $2.000.2% taker | withdrawals paused | — | 378 | Visit ↗ |
 KoinbayCrypto deposit only | $6.000.6% taker | withdrawals paused | — | 253 | Visit ↗ |
Showing 1–42 of 42 exchanges listing XAUt
Buying XAUt step by step
- Pick a venue from the table. For a coin this size the choice is usually short — 42 exchanges list XAUt at all, and the table already shows what you will pay to leave as well as to buy.
- Fund the account. 34 of those exchanges take fiat, 21 of them by card. Card is fastest and dearest; a bank transfer costs a fraction of it. Depositing a stablecoin you already hold is free on almost every exchange here.
- Place the order. A market order pays the taker fee in the table; a limit order that rests on the book pays the lower maker fee. On a thinly traded coin the spread costs more than either, so a limit order is worth the wait.
- Decide whether to move it. Leaving XAUt on the exchange is free but custodial. Moving it to a wallet that supports it costs one withdrawal fee — send a small test amount first, and match the network on both sides.
How to buy XAUt — FAQ
Where can I buy Tether Gold (XAUt)?
On 42 exchanges we track: Binance, OKX, Bitget, Gate, Bitfinex and 37 more. The table above has each one with its trading fee, the payment methods it takes and what it charges to withdraw XAUt.
What is the cheapest way to buy XAUt?
Bitfinex, at $0.00 to buy $1,000 of XAUt and withdraw it — $0.00 in trading fee plus $0.00 to move it out over Tether(XAU) on BNB Chain. If you are leaving the coin on the exchange, only the first half applies and a different venue may win. Paying by card adds the card processor's charge on top of both, typically 1.8–4%.
Can I buy XAUt with a credit card?
Indirectly, yes. 21 of the exchanges listing XAUt accept a card, but the card almost always buys a major asset — USDT, USDC, BTC — which you then swap for XAUt on the same exchange. That means two fees: the card charge, then the trading fee in the table.
Do I have to pay a fee to withdraw XAUt?
Every exchange charges one, as a flat amount of XAUt per network rather than a percentage. We do not have a priced figure for all of the venues listing XAUt yet — the XAUt withdrawal fee page has whatever each exchange publishes.
Is it safe to leave XAUt on the exchange?
It is a custody choice, not a safety switch. While the coin sits there the exchange holds the keys: convenient, recoverable if you lose your password, and dependent on the exchange staying solvent and keeping withdrawals open. Moving it to a wallet you control removes that dependency and costs one withdrawal fee. For a trading balance, staying put is reasonable; for a long hold, most people move.
Which network should I use for XAUt?
XAUt is issued on 4 networks and they are not interchangeable — XAUt sent over Ethereum (ERC20) will not arrive at an address on BNB Smart Chain (BEP20). Ethereum (ERC20) is the one most exchanges use (36 of them). Withdrawal fees differ per network too, sometimes by an order of magnitude, so the cheapest network is worth checking as well as the cheapest exchange.
Exchange coverage for XAUt comes from each exchange’s own deposit and withdrawal endpoints (last sync 2026-08-29 00:53 UTC); trading fees are the published base tier, no volume discount applied (verified 2026-08-28). Exchanges we have a referral arrangement with appear first and are tagged as such — it changes no number in any row. Nothing here is investment advice; see our methodology.